913 N 22nd Ave W, Duluth, MN 55806 Property Records

St. Louis County property record for 913 N 22nd Ave W, Duluth, MN 55806 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 810 sqft · built 1915
Lot Size	0.09 acres (3,956 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2013)
Tax Bill	$1,594 (2026)
Deeds & Mortgages	May 2026 Mortgage Dec 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2110-10220`

Property Details

APN / Parcel Number

Primary APN	`010-2110-10220`
Alternative APN	`1037455`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	810 sqft Gross Area
1st Floor Area	570 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	3,956 sqft (0.09 acres)
Garage Area	220 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	120 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1037455
Street Address	913 N 22ND AVE W
City	DULUTH
State	MN
Zip	55806-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF LOTS 9 AND 10 LYING N OF ALINE DRAWN AT RIGHT ANGLES WITH THE WLYLINE OF LOT 9 AND 70 FT SLY FROM NWCORNER OF
Legal Subdivision	HARRISONS BROOKDALE DIV OF DUL
Legal Block	75
Legal Lot Number	9-10
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1027
Census Tract	2400

Owner

Source: St. Louis County records · APN 010-2110-10220

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	913 N 22ND AVE W, DULUTH, MN 55806-1241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FEDERAL CREDIT UNION
Dec 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU
May 22, 2023	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Sep 11, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 17, 2013 · Amount on Record
Deed Sale	May 17, 2013 · Amount on Record
Deed Document Number	2013930804
Last Transfer Date	Sep 07, 2017
Transfer Doc	000T989526
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	May 21, 2026
Property Address	913 N 22ND AVE W, DULUTH, MN 55806-1241
Document Number	0001101753
Instrument Date	May 06, 2026
Instrument	20261101753
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 N 22ND AVE W, DULUTH, MN 55806-1241

Mortgage

Document Number	0001101753,
Date	May 21, 2026
Instrument	20261101753

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 20, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	913 N 22ND AVE W, DULUTH, MN 55806-1241
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001075582
Date	Dec 26, 2023
Instrument	1075582

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Nov 20, 2033

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	913 N 22ND AVE W, DULUTH, MN 55806-1241
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001068510
Date	May 22, 2023
Instrument	1068510

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 11, 2017
Property Address	913 N 22ND AVE W, DULUTH, MN 55806-1241
Document Number	000T989526
Instrument Date	Sep 07, 2017
Instrument	T989526
Transaction Type	Transfer
Record Updated	Sep 25, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	913 N 22ND AVE W DULUTH MN 558061241, DULUTH, MN 55806-1241

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,594.00 (+12.57%) Homeowner's exemption
2025	$1,416.00 (+1%) Homeowner's exemption	$150,900 (+13.72%) Land $31,500 Building $119,400	$150,900 (+13.72%) Land $31,500 Building $119,400
2024	$1,402.00	$132,700 (+17.75%) Land $30,500 Building $102,200	$132,700 (+17.75%) Land $30,500 Building $102,200
2022		$112,700 Land $27,700 Building $85,000	$112,700 Land $27,700 Building $85,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370024001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	2 (1979–1985)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 1985, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 473 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AirFiber, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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