916 Middle St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 916 Middle St, Chesapeake, VA 23324 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,112 sqft · built 2023
Lot Size	0.083 acres (3,615 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Oct 2023)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Oct 2023 Transfer Oct 2023 Sale & Mortgage + 1 more
APN	`1520000000591`

Property Details

APN / Parcel Number

Primary APN	`1520000000591`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,112 sqft Living Area
1st Floor Area	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,615 sqft (0.083 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	916 MIDDLE ST
City	CHESAPEAKE
State	VA
Zip	23324-1140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20A RESUB PT16,PT17,18,19,20 BL D RALEIGH HGTS RES CORP 0.083AC
Legal Subdivision	SOUTH HILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1014
Census Tract	20500

Owner

Source: Chesapeake City records · APN 1520000000591

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	916 MIDDLE ST, CHESAPEAKE, VA 23324-1140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Intrafamily Transfer, Transfer
Oct 20, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HOME LOANS
May 09, 2023	Deed of Trust, Mortgage · Line of Credit TOWNEBANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 20, 2023 · Amount on Record
Deed Sale	Oct 20, 2023 · Amount on Record
Last Transfer Date	Oct 26, 2023
Transfer Doc	010704/236
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 30, 2023
Property Address	916 MIDDLE ST, CHESAPEAKE, VA 23324-1140
Document Number	010704/236
Book / Page	10704 / 236
Instrument Date	Oct 26, 2023
Instrument	230022513
Transaction Type	Transfer
Record Updated	Nov 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 MIDDLE ST, CHESAPEAKE, VA 23324-1140

October 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 20, 2023
Property Address	916 MIDDLE ST, CHESAPEAKE, VA 23324-1140
Document Number	010702/949
Book / Page	10702 / 949
Instrument Date	Oct 13, 2023
Instrument	230021992
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 08, 2023
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 MIDDLE ST, CHESAPEAKE, VA 23324-1140

Mortgage

Document Number	0230021993
Date	Oct 20, 2023
Instrument	230021993

Lender

Name	VETERANS UNITED HOME LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	916 MIDDLE ST, CHESAPEAKE, VA 23324-1140
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010660/656
Date	May 09, 2023
Book Page	10660/656
Instrument	230009455

Lender

Name	TOWNEBANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,700.00 (+6.94%)	$366,300 (+44.67%) Land $105,000 Building $261,300	$366,300 (+44.67%) Land $105,000 Building $261,300
2024	$3,460.00
2023		$253,200 Land $85,000 Building $168,200	$253,200 Land $85,000 Building $168,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500205001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 119 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	196 units insured 77 under condo master policies
Nearby Flood Claims	47 (1978–2024)
Claims Outside the SFHA	3 of 47
Most Recent Claim	Jul 2024, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims Hurricane Isabel, Sep 2003 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 221 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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