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912 Middle St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 912 Middle St, Chesapeake, VA 23324

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,996 sqft · built 2022
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Jun 2025)
Tax Bill$3,731 (2025)
Deeds & MortgagesSep 2022 Line of Credit
Apr 2023 Sale & Mortgage
+ 1 more
APN1520000000590

Property Details

APN / Parcel Number

Primary APN1520000000590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,996 sqft Living Area
Gross Area2,401 sqft
1st Floor Area998 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
PorchSlab
Porch Area84 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address912 MIDDLE ST
CityCHESAPEAKE
StateVA
Zip23324-1140
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6: RESIDE
Legal DescriptionLOT 16A RESUB PT16,PT17,18,19,20 BL D RALEIGH HGTS RES CORP 0.101AC
Legal SubdivisionSOUTH HILL
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group1
Census Block1014
Census Tract20500

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address912 MIDDLE ST, CHESAPEAKE, VA 23324-1140
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Deed of Trust, Mortgage · Line of Credit
TOWNEBANK
Apr 3, 2023Warranty Deed, Subdivision Related Transfer · VA Mortgage
VETERANS UNITED HOME LOANS
May 17, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2025 · Amount on Record
Deed SaleJun 5, 2025 · Amount on Record
Prior SaleApr 3, 2023 · Amount on Record
Deed Document Number202512059
Deed Book / Page10860 / 147
Record UpdatedOct 29, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address912 MIDDLE ST, CHESAPEAKE, VA 23324-1140
Transaction TypeMortgage
Record UpdatedMay 8, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10604/1121
DateSep 27, 2022
Book Page10604/1121
Instrument220029974
Lender
NameTOWNEBANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateApr 3, 2023
Property Address912 MIDDLE ST, CHESAPEAKE, VA 23324-1140
Document Number10649/1901
Book / Page10649 / 1901
Instrument DateMar 30, 2023
Instrument230006413
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 MIDDLE ST, CHESAPEAKE, VA 23324-1140

Mortgage

Document Number0230006414
DateApr 3, 2023
Instrument230006414
Lender
NameVETERANS UNITED HOME LOANS
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 17, 2022
Property Address912 MIDDLE ST, CHESAPEAKE, VA 23324-1140
Document Number10560/1445
Book / Page10560 / 1445
Instrument DateMay 11, 2022
Instrument220016774
Transaction TypeTransfer
Record UpdatedSep 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address392 BATTLEFIELD BLVD S STE 201, 201, CHESAPEAKE, VA 23322-5364

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$390,800 (+5.79%) Land $110,000 Building $280,800$390,800 (+5.79%) Land $110,000 Building $280,800
2025$3,731.00 (+6.05%)$369,400 (+11.03%) Land $105,000 Building $264,400$369,400 (+11.03%) Land $105,000 Building $264,400
2024$3,518.00
2023$332,700 (+96.05%) Land $85,000 Building $247,700$332,700 (+96.05%) Land $85,000 Building $247,700
2022$169,700 Land $126,000 Building $43,700$169,700 Land $126,000 Building $43,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 119 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies196 units insured
incl. 77 condo units
Nearby Flood Claims47 (1978–2024)
Claims Outside the SFHA3 of 47
Most Recent ClaimJul 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 8 claims
  • Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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