Kane County property record for 916 Mesa Dr, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 1,524 sqft Living Area |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2022) |
| Tax Bill | $5,413.00 (2025) |
Source: Kane County records · APN 06-28-176-024
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 916 MESA DR, ELGIN, IL 60123-6577 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Aug 13, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Aug 13, 2019 | Grant Deed, Transfer BANK OF AMERICA |
| Mar 07, 2017 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 22, 2022 · Amount on Record |
| Deed Sale | Jun 22, 2022 · Amount on Record |
| Prior Sale | Aug 13, 2019 · Amount on Record |
| Deed Doc Number | 202232338 |
| Prior Transfer Date | Feb 02, 2017 |
| Prior Transfer Doc | 0000011770 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 22, 2022 |
| Property Address | 916 MESA DR, ELGIN, IL 60123-6577 |
| Document Number | 0000032338 |
| Map Reference | DOC 95K034525 |
| Instrument Date | Jun 10, 2022 |
| Instrument | 2022K032338 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 916 MESA DR, ELGIN, IL 60123-6577 |
| Document Number | 0000032339 |
|---|---|
| Date | Jun 22, 2022 |
| Instrument | 2022K032339 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 916 MESA DR, ELGIN, IL 60123-6577 |
| Document Number | 0000036352 |
| Instrument Date | May 16, 2019 |
| Instrument | 36352 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 34921 DUCHESNE DUNDEE IL 60118, DUNDEE, IL 60118 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 13, 2019 |
| Property Address | 916 MESA DR, ELGIN, IL 60123-6577 |
| Document Number | 0000036353 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 36353 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2019 |
| Title Company | CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $277.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2086 MUIRFIELD CIR ELGIN IL 601235625, ELGIN, IL 60123-5625 |
| Document Number | 36354 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 36354 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Rate | 1.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 07, 2017 |
| Property Address | 916 MESA DR, ELGIN, IL 60123-6577 |
| Document Number | 0000011770 |
| Instrument Date | Feb 02, 2017 |
| Instrument | 11770 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 34W921 DUCHESNE DR DUNDEE IL 601183101, DUNDEE, IL 60118-3101 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,413.00 (+15.81%) Homeowner's exemption | ||
| 2024 | $72,722 (+21.39%) Land $16,550 Building $56,172 | $218,253 (+21.44%) Land $49,670 Building $168,583 | |
| 2022 | $4,674.00 (+4.77%) Homeowner's exemption | $59,906 (+6.96%) Land $13,634 Building $46,272 | $179,718 (+6.96%) Land $40,902 Building $138,816 |
| 2021 | $4,461.00 Homeowner's exemption | $56,008 Land $12,747 Building $43,261 | $168,024 Land $38,241 Building $129,783 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 06-28-176-024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,524 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment Style |
| Construction Type | Frame Construction |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 916 MESA DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6577 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SIERRA RIDGE CONDOMINIUM UNIT 431F |
| Legal Subdivision | SIERRA RIDGE CONDO |
| Legal Block | 3 |
| Legal Unit | 431F |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 851908 |
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