896 Mesa Dr, Elgin, IL 60123 Property Records

Kane County property record for 896 Mesa Dr, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1996
Square Footage1,524 sqft Living Area
GarageAttached
OccupancyOwner Occupied
Last Sale$175,000 (2019)
Tax Bill$5,374.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-28-176-038

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,524 sqft Living Area
Stories2 Stories

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleCondo/Apartment Style
Construction TypeFrame Construction
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling

Location & Zoning

Street Address896 MESA DR
CityELGIN
StateIL
Zip60123-6576
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIERRA RIDGE CONDOMINIUM UNIT 422D
Legal SubdivisionSIERRA RIDGE CONDO
Legal Block3
Legal Unit422D
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3007
Census Tract851908

Owner

Source: Kane County records · APN 06-28-176-038

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address896 MESA DR, ELGIN, IL 60123-6576
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2018Deed of Trust, Mortgage · Commercial Mortgage
VILLAGE BANK & TRUST
Mar 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
Feb 26, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 26, 2019 · Amount on Record
Deed SaleFeb 26, 2019 · Amount on Record
Prior SaleDec 30, 2013 · Amount on Record
Deed Doc Number20197504
Record RefreshedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address896 MESA DR, ELGIN, IL 60123-6576
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006906
DateFeb 13, 2018
Instrument2018K006906
Lender
NameVILLAGE BANK & TRUST
TypeBank
AddressARLINGTON HEIGHTS, IL 60004
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.5%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address896 MESA DR, ELGIN, IL 60123-6576
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012618
DateMar 10, 2020
Instrument2020K012618
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050
Interest
Rate TypeFixed Rate
Rate3.75%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateFeb 26, 2019
Property Address896 MESA DR, ELGIN, IL 60123-6576
Document Number0000007504
Map ReferenceDOC 96K034525
Instrument DateFeb 17, 2019
Instrument2019K007504
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$175.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address896 MESA DR, ELGIN, IL 60123-6576

Mortgage

Document Number0000007505
DateFeb 26, 2019
Instrument2019K007505
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049
Interest
Rate TypeFixed Rate
Rate4.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,374.00 (+16.67%) Homeowner's exemption
2024$72,255 (+21.39%) Land $16,550 Building $55,705$216,852 (+21.44%) Land $49,670 Building $167,182
2022$4,606.00 (+4.8%) Homeowner's exemption$59,522 (+6.96%) Land $13,634 Building $45,888$178,566 (+6.96%) Land $40,902 Building $137,664
2021$4,395.00 Homeowner's exemption$55,649 Land $12,747 Building $42,902$166,947 Land $38,241 Building $128,706

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