916 Mackinaw Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 916 Mackinaw Trl, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,538 sqft · built 2002
Lot Size0.21 acres (9,147 sqft)
Owner2 Individual Names on Record
Last Sale$350,500 (Aug 2024)
Tax Bill$3,605 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN028821-0080

Property Details

APN / Parcel Number

Primary APN028821-0080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,538 sqft Living Area
Gross Area1,970 sqft
1st Floor Area1,538 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,147 sqft (0.21 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area30 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address916 MACKINAW TRL
CitySAINT AUGUSTINE
StateFL
Zip32092-3428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 8 OR5996/623
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMEADOWS AT SAINT JOHNS PHASE 1
Legal Phase1
Legal Block4
Legal Lot Number8
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4011
Census Tract20905

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address916 MACKINAW TRL, SAINT AUGUSTINE, FL 32092-3428
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 27, 2021Deed of Trust, Mortgage · FHA Mortgage
WELLS FARGO BANK NA
Apr 13, 2018Loan Modification, Mortgage · Conventional Mortgage
WFB NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 2, 2024 · Amount on Record
Deed SaleAug 2, 2024 · Amount on Record
Prior SaleOct 3, 2014 · Amount on Record
Deed Document Number202460659
Deed Book / Page5996 / 623
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address916 MACKINAW TRL, SAINT AUGUSTINE, FL 32092-3428
Transaction TypeMortgage
Record UpdatedJan 5, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 MACKINAW TRL, SAINT AUGUSTINE, FL 32092-3428

Mortgage

Document Number0054521376
DateDec 27, 2021
Book Page5452/1376
Instrument2021138695
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term317 Months
DueMay 1, 2048

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address916 MACKINAW TRL, SAINT AUGUSTINE, FL 32092-3428
Document Number0045420325
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address916 MACKINAW TRL ST AUGUSTINE FL 320923428, ST AUGUSTINE, FL 32092-3428

Mortgage

Document Number0045420325
DateMay 4, 2018
Book Page004542/000325
Instrument30670
Lender
NameWFB NA
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 3, 2048
Interest
Rate4.12%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,833 (-2.77%) Land $70,000 Building $203,833$273,833 (-2.77%) Land $70,000 Building $203,833
2025$3,605.00 (+96.35%) Homeowner's exemption$281,632 (+70.02%)$281,632 (-1.28%) Land $70,000 Building $211,632
2024$1,836.00 (+2.28%) Homeowner's exemption$165,647 (+3%)$285,272 (-4.16%) Land $80,000 Building $205,272
2023$1,795.00 (+3.7%) Homeowner's exemption$160,822 (+3%)$297,665 (+6.7%) Land $82,790 Building $214,875
2022$1,731.00 Homeowner's exemption$156,138$278,983 Land $73,920 Building $205,063

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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