908 Mackinaw Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 908 Mackinaw Trl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,674 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$139,900 (Jan 2003)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Sep 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`028821-0060`

Property Details

APN / Parcel Number

Primary APN	`028821-0060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,674 sqft Living Area
Gross Area	2,194 sqft
1st Floor Area	1,674 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	908 MACKINAW TRL
City	SAINT AUGUSTINE
State	FL
Zip	32092-3428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	41/58-66 MEADOWS AT ST JOHNS PH 1 LOT 6 OR1883/1898 & 2546/1943(F/J) & 2573/642(Q/C)
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	MEADOWS AT SAINT JOHNS PHASE 1
Legal Phase	1
Legal Block	4
Legal Lot Number	6
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4011
Census Tract	20905

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 MACKINAW TRL, SAINT AUGUSTINE, FL 32092-3428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 21, 2003 · Amount on Record
Deed Sale	Jan 21, 2003 · Amount on Record
Deed Document Number	20034411
Deed Book / Page	1883 / 1898
Last Transfer Date	Sep 27, 2005
Transfer Doc	0025730642
Record Updated	Jun 8, 2026

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	908 MACKINAW TRL, SAINT AUGUSTINE, FL 32092-3428
Document Number	0046391811
Instrument Date	Sep 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 MACKINAW TRL ST AUGUSTINE FL 320923428, ST AUGUSTINE, FL 32092-3428

Mortgage

Document Number	0046391811
Date	Nov 13, 2018
Book Page	004639/001811
Instrument	81553

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Nov 12, 2058

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,588 (+2.7%)	$285,871 (-1.61%) Land $70,000 Building $215,871
2025	$1,603.00 (+16.24%) Homeowner's exemption	$132,997 (+5.99%)	$290,539 (-8.22%) Land $70,000 Building $220,539
2024	$1,379.00 (+2.38%)
2023	$1,347.00 (+4.26%) Homeowner's exemption	$125,484 (+3%)	$316,562 (+7.55%) Land $82,790 Building $233,772
2022	$1,292.00 Homeowner's exemption	$121,829	$294,328 Land $73,920 Building $220,408

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless, DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20