916 Leonard St, Covington, KY 41011 Property Records

Kenton County property record for 916 Leonard St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 878 sqft · built 1919
Lot Size	0.07 acres (3,060 sqft)
Owner	Individual Name on File
Last Sale	$103,500 (Mar 2023)
Tax Bill	$1,371 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-44-01-057.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-01-057.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	878 sqft Finished Area
Gross Area	974 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Material	Composition Shingle
Lot Area	3,060 sqft (0.07 acres)
Lot Dimensions	90 ft deep x 34 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	916 LEONARD ST
City	COVINGTON
State	KY
Zip	41011-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASEY & KENNEDY PT LOTS 90-91 34'X 90' NS LEONARD 176' W WORTH
Legal Subdivision	CASEY & KENNEDY
Legal Lot Number	90,91
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

916 Leonard St is owned and occupied by an individual who bought it in March 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	916 LEONARD ST, COVINGTON, KY 41011-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2023	Deed of Trust, Mortgage CITY OF COVINGTON
Mar 6, 2023	Warranty Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO
May 6, 2022	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on File
Deed Sale	Mar 6, 2023 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	202348
Deed Book / Page	216 / 217
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	916 LEONARD ST, COVINGTON, KY 41011-2016
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900089
Date	Apr 4, 2023
Book Page	KCM 451/136
Instrument	23040405900089

Lender

Name	CITY OF COVINGTON
Type	Non-Lending Institution
Address	COVINGTON, KY 41011

Agreement

Amount	Amount on Record

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 6, 2023
Property Address	916 LEONARD ST, COVINGTON, KY 41011-2016
Document Number	0005900048
Book / Page	KC 216 / 217
Instrument Date	Mar 2, 2023
Instrument	23030605900048
Transaction Type	Transfer
Record Updated	Mar 28, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	502 FRY ST, COVINGTON, KY 41011-2110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 LEONARD ST, COVINGTON, KY 41011-2016

Mortgage

Document Number	0005900049
Date	Mar 6, 2023
Instrument	23030605900049

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

May 2022: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	KENTON KY
Recording Date	May 6, 2022
Property Address	916 LEONARD ST, COVINGTON, KY 41011-2016
Document Number	0005900198
Book / Page	163 / 960
Instrument Date	Feb 18, 2022
Instrument	22050605900198
Transaction Type	Foreclosure
Record Updated	May 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	230 MADISON AVE # AVE8TH, 230, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 FRY ST, COVINGTON, KY 41011-2110

Tax Assessment & Valuation

The 2025 property tax bill for 916 Leonard St was $1,371.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,500 (-) Land $10,000 Building $93,500	$103,500 (-) Land $10,000 Building $93,500
2025	$1,371.00	$103,500 Land $5,000 Building $98,500	$103,500 Land $5,000 Building $98,500
2023		$54,800 Land $5,000 Building $49,800	$54,800 Land $5,000 Building $49,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 916 Leonard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 916 Leonard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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