912 Leonard St, Covington, KY 41011 Property Records

Kenton County property record for 912 Leonard St, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1928
Lot Size	0.091 acres (3,960 sqft)
Owner	Individual Name on Record
Tax Bill	$503 (2025)
Deeds & Mortgages	Feb 2017 Sale Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`040-44-01-056.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-01-056.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,260 sqft Finished Area
Gross Area	1,386 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Lot Area	3,960 sqft (0.091 acres)
Lot Dimensions	90 ft deep x 44 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	912 LEONARD ST
City	COVINGTON
State	KY
Zip	41011-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASEY & KENNEDY PT LOTS 89-90 44'X 90' NS LEONARD 132' W WORTH
Legal Subdivision	CASEY & KENNEDY
Legal Lot Number	89,90
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1005
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	880 CLIFTON CREST TER, CINCINNATI, OH 45220-1402
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Grant Deed, Transfer
Jul 14, 2017	Trustee's Deed, Construction Loan · Construction Mortgage YONG PAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2017
Deed Sale	Feb 24, 2017
Prior Sale	May 21, 2013 · Amount on Record
Deed Document Number	201702 24 059 00119
Deed Book / Page	6103 / 32
Prior Transfer Date	Oct 13, 2004
Prior Transfer Doc	1022059001
Record Updated	Oct 29, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Feb 24, 2017
Property Address	912 LEONARD ST, COVINGTON, KY 41011-2016
Document Number	0000000119
Book / Page	0C6103 / 000032
Instrument Date	Aug 3, 2016
Instrument	119
Transaction Type	Transfer
Record Updated	May 17, 2017

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 LEONARD ST COVINGTON KY 410112016, COVINGTON, KY 41011-2016

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KENTON KY
Recording Date	Jul 14, 2017
Property Address	912 LEONARD ST, COVINGTON, KY 41011-2016
Book / Page	0C6200 / 000278
Instrument Date	Jul 1, 2016
Instrument	15
Transaction Type	Construction Loan
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	884 CLIFTON CREST TER CINCINNATI OH 452201402, CINCINNATI, OH 45220-1402

Mortgage

Document Number	0000000015
Date	Jul 14, 2017
Book Page	0C6200/000278
Instrument	15

Lender

Name	YONG PAN
Address	300 VIEW PL, COVINGTON, KY 41011-1077

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,000 (+5.26%) Land $10,000 Building $30,000	$40,000 (+5.26%) Land $10,000 Building $30,000
2025	$503.00 (-0.59%)	$38,000 (-) Land $5,000 Building $33,000	$38,000 (-) Land $5,000 Building $33,000
2023	$506.00	$38,000 Land $5,000 Building $33,000	$38,000 Land $5,000 Building $33,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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