916 Howard Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 916 Howard Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,890 sqft · built 1984
Lot Size	0.176 acres (7,695 sqft)
Owner	Individual on Record
Last Sale	$950,000 (May 2021)
Tax Bill	$12,586 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`790-42-069`

Property Details

APN / Parcel Number

Primary APN	`790-42-069`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,890 sqft Living Area
1st Floor Area	1,890 sqft
Family Room	Family Room

Exterior

Year Built	Built 1984
Architectural Style	Other
Construction Type	Wood
Lot Area	7,695 sqft (0.176 acres)
Lot Dimensions	135 ft deep x 57 ft wide
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	916 HOWARD AVE
City	GILROY
State	CA
Zip	95020-3955
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TR 7406 LOT 19
Legal Subdivision	MIRA LOMA VALLEY UN 01
Legal Tract	7406
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2001
Census Tract	512505

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	916 HOWARD AVE, GILROY, CA 95020-3955
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 12, 2018	Grant Deed, Transfer · Conventional Mortgage PREMIER LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	24963464
Record Updated	Jun 7, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 17, 2021
Property Address	916 HOWARD AVE, GILROY, CA 95020-3955
Document Number	0024963464
Map Reference	MB 513 PG 6&7
Instrument Date	May 12, 2021
Instrument	24963464
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	916 HOWARD AVE, GILROY, CA 95020-3955

Mortgage

Document Number	0024963465
Date	May 17, 2021
Instrument	24963465

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	916 HOWARD AVE, GILROY, CA 95020-3955
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024453666
Date	Apr 13, 2020
Instrument	24453666

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jul 12, 2018
Property Address	916 HOWARD AVE, GILROY, CA 95020-3955
Document Number	0023974850
Instrument Date	Jul 3, 2018
Instrument	23974850
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$847.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	916 HOWARD AVE GILROY CA 950203955, GILROY, CA 95020-3955

Mortgage

Document Number	23974851
Date	Jul 12, 2018
Instrument	23974851

Lender

Name	PREMIER LNDG
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$12,586.00 (+11.58%) Homeowner's exemption	$1,028,309 (+13.63%) Land $411,324 Building $616,985
2023	$11,280.00 (-6.87%) Homeowner's exemption	$905,000 Land $362,000 Building $543,000
2022	$12,112.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 521 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, GeoLinks.

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