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946 Howard Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 946 Howard Ave, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,554 sqft · built 1984
Lot Size0.183 acres (7,980 sqft)
Owner2 Individual Names on File
Tax Bill$6,735 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jun 2019 Mortgage
Flood ZoneZone X (moderate risk)
APN790-42-066

Property Details

APN / Parcel Number

Primary APN790-42-066

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Construction TypeWood
Lot Area7,980 sqft (0.183 acres)
Lot Dimensions95 ft deep x 84 ft wide
Garage Area471 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address946 HOWARD AVE
CityGILROY
StateCA
Zip95020-3955
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 7406 LOT 22
Legal SubdivisionMIRA LOMA VALLEY UN 01
Legal Tract7406
Legal Lot Number22
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2001
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-42-066

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address946 HOWARD AVE, GILROY, CA 95020-3955
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jun 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2003
Deed SaleApr 30, 2003
Prior SaleDec 17, 1999 · Amount on Record
Deed Document Number17003544
Prior Transfer DateNov 16, 2001
Prior Transfer Doc15965533
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address946 HOWARD AVE, GILROY, CA 95020-3955
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address946 HOWARD AVE, GILROY, CA 95020-3955

Mortgage

Document Number0024730932
DateDec 02, 2020
Instrument24730932
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2050

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address946 HOWARD AVE, GILROY, CA 95020-3955
Document Number0024205165
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedJul 02, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address946 HOWARD AVE GILROY CA 950203955, GILROY, CA 95020-3955

Mortgage

Document Number0024205165
DateJun 18, 2019
Instrument24205165
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 17, 2049

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,735.00 (+2.2%)$541,165 (+4.04%) Land $212,935 Building $328,230
2023$6,590.00 (+1.67%)$520,153 Land $204,667 Building $315,486
2022$6,482.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 521 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
RazzolinkFixed Wireless (unlicensed)500 / 250
VerizonFixed Wireless300 / 20
Etheric Communications, LLC.Fixed Wireless (licensed-by-rule)250 / 100
Hankins Information TechnologyFixed Wireless (unlicensed)100 / 20

May also be available at this address: AT&T, Spectrum, Frontier, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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