916 E River Dr, Lake Luzerne, NY 12846 Property Records

Warren County and Lake Luzerne Town property record for 916 E River Dr, Lake Luzerne, NY 12846

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1999
Lot Size	4.28 acres (186,437 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Oct 2013)
Tax Bill	$4,986 (2026)
Deeds & Mortgages	May 2026 Sale Oct 2013 Mortgage
APN	`523200 305.8-2-82`

Property Details

APN / Parcel Number

Primary APN	`523200 305.8-2-82`
Alternative APN	`320030500800020820000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,448 sqft Living Area
1st Floor Area	1,448 sqft
Game Room	Game Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	186,437 sqft (4.28 acres)
Lot Width	50.5 ft Width
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	916 E RIVER DR
City	LAKE LUZERNE
State	NY
Zip	12846-2300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR/MULTI
Legal Description	RES 37.-1-13.7
Legal Block	2
Legal Lot Number	82.000
Jurisdiction	WARREN NY
Township / Civil Division	LAKE LUZERNE
Census Block Group	2
Census Block	2019
Census Tract	71000

Owner

Source: Warren County and Lake Luzerne Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 BLUE JAY WAY, REXFORD, NY 12148-1332
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Warranty Deed, Transfer
Oct 22, 2013	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2013 · Amount on Record
Deed Sale	Oct 12, 2013 · Amount on Record
Prior Sale	Oct 2, 2013 · Amount on Record
Deed Document Number	2013
Deed Book / Page	4863 / 155
Prior Transfer Date	May 14, 2008
Prior Transfer Doc	0036490000000164
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN NY
Recording Date	May 14, 2026
Property Address	916 E RIVER DR, LAKE LUZERNE, NY 12846-2300
Document Number	0072400198
Book / Page	7240 / 198
Instrument Date	Apr 23, 2026
Instrument	20263005
Transaction Type	Transfer
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	26 BLUE JAY WAY, REXFORD, NY 12148-1332

October 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NY
Property Address	916 E RIVER DR, LAKE LUZERNE, NY 12846-2300
Document Number	0000000745
Book / Page	005503 / 000311
Instrument Date	Oct 22, 2013
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 E RIVER DR #D LAKE LUZERNE NY 128462300, D, LAKE LUZERNE, NY 12846-2300

Mortgage

Document Number	0000000745
Date	Feb 3, 2017
Book Page	005503/000311
Instrument	745

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 2, 2027

Tax Assessment & Valuation

Source: Warren County and Lake Luzerne Town assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Warren County
County Subdivision	Lake Luzerne Town
Unified School District	Hadley-Luzerne Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,986.00 (+4.9%)
2025	$4,753.00	$225,000 (-) Land $40,000 Building $185,000	$381,400 (+10.17%) Land $67,804 Building $313,596
2024		$225,000 (-) Land $40,000 Building $185,000	$346,200 (+13.84%) Land $61,547 Building $284,653
2023		$225,000 Land $40,000 Building $185,000	$304,100 Land $54,062 Building $250,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	9 (1979–2019)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Oct 2019 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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