Lexington County property record for 916 E Ridge Ct, Chapin, SC 29036
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,868 sqft · built 1990 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $322,000 (Nov 2018) |
| Tax Bill | $4,291 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001532-01-011 |
| Primary APN | 001532-01-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,868 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 13,939 sqft (0.32 acres) |
| View / Lot | Waterfront / Beach |
| Garage Type | Built-in |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 916 E RIDGE CT |
|---|---|
| City | CHAPIN |
| State | SC |
| Zip | 29036-7721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD |
| Legal Description | PLANTATION SUMMIT PH I LOT 34 |
| Legal Lot Number | 34 |
| Jurisdiction | LEXINGTON SC |
| Township / Civil Division | CHAPIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 21205 |
Source: Lexington County assessment roll, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK |
| Sep 4, 2019 | Deed of Trust, Mortgage · Line of Credit SIMPLIFIED MTG SOLUTIONS LLC |
| Nov 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY BANK |
| Nov 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Nov 30, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Nov 30, 2018 · Amount on Record |
| Deed Document Number | 201852601 |
| Deed Book / Page | 20442 / 93 |
| Prior Transfer Date | Nov 28, 2018 |
| Prior Transfer Doc | 2044200087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2099505552 |
|---|---|
| Date | Mar 4, 2022 |
| Book Page | 20995/5552 |
| Instrument | 2022010095 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 345 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2082802712 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 20828/2712 |
| Instrument | 2019034220 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Property Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Document Number | 2083401713 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 916 E RIDGE CT CHAPIN SC 290367721, CHAPIN, SC 29036-7721 |
| Document Number | 2083401713 |
|---|---|
| Date | Sep 10, 2019 |
| Book Page | 020834/001713 |
| Instrument | 40684 |
| Name | SIMPLIFIED MTG SOLUTIONS LLC |
|---|---|
| Address | 110 MINISTRY DR # A, CHAPIN, SC 29036 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 30, 2018 |
| Property Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Document Number | 2044200093 |
| Book / Page | 20442 / 093 |
| Map Reference | MB 226-G PG 108-111 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 2018052601 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,191.40 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Document Number | 2044200096 |
|---|---|
| Date | Nov 30, 2018 |
| Book Page | 20442/096 |
| Instrument | 2018052602 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | LEXINGTON, SC 29072 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 30, 2018 |
| Property Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Document Number | 2044200087 |
| Book / Page | 020442 / 000087 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 52599 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 331 CLEMENT LOOP RD INMAN SC 293499536, INMAN, SC 29349-9536 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEXINGTON SC |
| Recording Date | Nov 30, 2018 |
| Property Address | 916 E RIDGE CT, CHAPIN, SC 29036-7721 |
| Document Number | 2044200090 |
| Book / Page | 020442 / 000090 |
| Instrument Date | Nov 28, 2018 |
| Instrument | 52600 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,191.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 916 E RIDGE CT CHAPIN SC 290367721, CHAPIN, SC 29036-7721 |
Source: Lexington County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lexington County |
| Unified School District | Lexington School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,291.00 (+7.68%) | ||
| 2024 | $3,985.00 (+0.86%) | $26,051 (-) Land $10,400 Building $15,651 | $651,285 (-) Land $260,000 Building $391,285 |
| 2023 | $3,951.00 | $26,051 Land $10,400 Building $15,651 | $651,285 Land $260,000 Building $391,285 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRYSTAL PINES private · serves 69 people · EPA ID SC3250065 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Also Mapped Here | CITY OF COLUMBIA |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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