908 E Ridge Ct, Chapin, SC 29036 Property Records

Lexington County property record for 908 E Ridge Ct, Chapin, SC 29036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,454 sqft · built 1992
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$525,000 (Jul 2018)
Tax Bill	$3,067 (2025)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001532-01-013`

Property Details

APN / Parcel Number

Primary APN	`001532-01-013`
Alternative APN	`0153201013`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,454 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Wood
Roof Material	Shingle
Lot Area	15,682 sqft (0.36 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	908 E RIDGE CT
City	CHAPIN
State	SC
Zip	29036-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLANTATION SUMMIT PH I LOT 32
Legal Subdivision	PLANTATION SUMMIT SUBDIVISION
Legal Phase	I
Legal Lot Number	32
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	2
Census Block	2020
Census Tract	21205

Owner

Source: Lexington County records · APN 001532-01-013

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	908 E RIDGE CT, CHAPIN, SC 29036-7721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 06, 2018 · Amount on Record
Deed Sale	Jul 06, 2018 · Amount on Record
Prior Sale	Feb 25, 2002 · Amount on Record
Deed Document Number	201829936
Deed Book / Page	20130 / 111
Prior Transfer Date	Apr 23, 2008
Prior Transfer Doc	1288200234
Record Updated	Sep 20, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEXINGTON SC
Recording Date	Jul 06, 2018
Property Address	908 E RIDGE CT, CHAPIN, SC 29036-7721
Document Number	2013000111
Book / Page	20130 / 111
Map Reference	MB226-G PG108
Instrument Date	Jun 26, 2018
Instrument	2018029936
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,942.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	908 E RIDGE CT, CHAPIN, SC 29036-7721

Mortgage

Document Number	2018029937
Date	Jul 06, 2018
Instrument	2018029937

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Lexington County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,067.00 (+9.5%)	$20,865 (-) Land $6,000 Building $14,865
2024	$2,801.00 (+0.94%)	$20,865 (-) Land $6,000 Building $14,865	$521,618 (-) Land $150,000 Building $371,618
2023	$2,775.00	$20,865 Land $6,000 Building $14,865	$521,618 Land $150,000 Building $371,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lexington County (45063C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450630212052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 47 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024, other causes, Hurricane Helene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 112 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.