916 Clay Ave, Waco, TX 76706 Property Records

McLennan County property record for 916 Clay Ave, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,288 sqft · built 1920
Lot Size	0.094 acres (4,095 sqft)
Owner	Company Name on Record
Last Sale	$464,170 (Oct 2020)
Tax Bill	$2,085 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`48-043200-004300-3`

Property Details

APN / Parcel Number

Primary APN	`48-043200-004300-3`
Alternative APNs	`4804320000430030111` `195610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Flooring	Carpet

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1938
Architectural Style	Duplex Single
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	4,095 sqft (0.094 acres)
Lot Dimensions	55 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	190 sqft
Porch	Open Porch
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	916 CLAY AVE
City	WACO
State	TX
Zip	76706-1352
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	2007 TIF
Legal Description	WALTON J T LOT 7B 8C BLOCK 4 ACRES .094
Legal Subdivision	WALTON J T
Legal Block	4
Legal Lot Number	7B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1018
Census Tract	401

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4820 INTERSTATE 35 N, WACO, TX 76705-2037
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage AMERICAN BK NA
Oct 1, 2020	Grant Deed, Transfer NOT AVAILABLE
Oct 1, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 6, 2018	Deed of Trust, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2020 · Amount on Record
Deed Sale	Oct 1, 2020 · Amount on Record
Prior Sale	Oct 1, 2020 · Amount on Record
Deed Document Number	202034952
Prior Transfer Date	Jun 21, 2013
Prior Transfer Doc	0000021602
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	916 CLAY AVE, WACO, TX 76706-1352
Document Number	0000037576
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	89 SETTLERS CREEK TRL WOODWAY TX 767128557, WOODWAY, TX 76712-8557

Mortgage

Document Number	0000037576
Date	Oct 20, 2020
Instrument	37576

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 1, 2020
Property Address	916 CLAY AVE, WACO, TX 76706-1352
Document Number	0000034952
Instrument Date	Oct 1, 2020
Instrument	34952
Transaction Type	Transfer
Record Updated	Oct 26, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	89 SETTLERS CREEK TRL WOODWAY TX 767128557, WOODWAY, TX 76712-8557

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Oct 1, 2020
Property Address	916 CLAY AVE, WACO, TX 76706-1352
Document Number	0000034951
Instrument Date	Sep 30, 2020
Instrument	34951
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	89 SETTLERS CREEK TRL WOODWAY TX 767128557, WOODWAY, TX 76712-8557

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 26, 2020
Property Address	916 CLAY AVE, WACO, TX 76706-1352
Document Number	0000021134
Instrument Date	Mar 26, 2020
Instrument	21134
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4125 W WACO DR WACO TX 767107110, WACO, TX 76710-7110

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	916 CLAY AVE, WACO, TX 76706-1352
Document Number	0000011070
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 CLAY AVE WACO TX 767061352, WACO, TX 76706-1352

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,247 (+19.93%) Land $65,514 Building $45,733	$111,247 (+19.93%) Land $65,514 Building $45,733
2025	$2,085.00 (-0.24%)	$92,760 (+0.11%) Land $65,510 Building $27,250	$92,760 (+0.11%) Land $65,510 Building $27,250
2024	$2,090.00 (+0.63%)
2023		$92,660 Land $65,510 Building $27,150	$92,660 Land $65,510 Building $27,150
2022	$2,077.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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