915 Clay Ave, Waco, TX 76706 Property Records

McLennan County property record for 915 Clay Ave, Waco, TX 76706

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 600 sqft · built 1920
Lot Size	0.063 acres (2,744 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,352 (Jul 2022)
Tax Bill	$3,709 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Aug 2018 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`48-043200-003300-9`

Property Details

APN / Parcel Number

Primary APN	`48-043200-003300-9`
Alternative APNs	`4804320000330090111` `195600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	600 sqft Living Area
1st Floor Area	600 sqft
Flooring	Wood

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1959
Exterior Material	Wood
Roof Material	Metal
Lot Area	2,744 sqft (0.063 acres)
Lot Dimensions	72 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	266 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	915 CLAY AVE
City	WACO
State	TX
Zip	76706-1351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2007 TIF
Legal Description	WALTON J T LOT 8A BLOCK 3 ACRES .063
Legal Subdivision	WALTON J T
Legal Block	3
Legal Lot Number	8A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2074
Census Tract	100

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5803 CIMMARON CT, SPRING, TX 77379
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 10, 2018	Loan Modification, Mortgage FIRST NAT'L BK
Jan 16, 2018	Warranty Deed, Transfer · Construction Mortgage CEDONA VENTURES LLC
Jan 24, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Jan 16, 2018 · Amount on Record
Deed Document Number	202227449
Prior Transfer Date	Jan 12, 2018
Prior Transfer Doc	0000001220
Record Updated	Oct 29, 2026

July 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jul 1, 2022
Property Address	915 CLAY AVE, WACO, TX 76706-1351
Document Number	0000027449
Map Reference	VOL 27 PG 314
Instrument Date	Jun 29, 2022
Instrument	2022027449
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3819 MILAN AVE, 3819, DALLAS, TX 75219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5803 CIMMARON CREEK CT, SPRING, TX 77379-6483

Mortgage

Document Number	0000027450
Date	Jul 1, 2022
Instrument	2022027450

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2037

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	915 CLAY AVE, WACO, TX 76706-1351
Document Number	0000030838
Instrument Date	Aug 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 24, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	512 N 32ND ST WACO TX 767073224, WACO, TX 76707-3224

Mortgage

Document Number	0000030838
Date	Aug 30, 2018
Instrument	30838

Lender

Name	FIRST NAT'L BK
Type	Bank
Address	MCGREGOR, TX 76657

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 29, 2033

Interest

Rate	6.75%

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 16, 2018
Property Address	915 CLAY AVE, WACO, TX 76706-1351
Document Number	0000001220
Instrument Date	Jan 12, 2018
Instrument	1220
Transaction Type	Transfer
Record Updated	Jan 24, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2505 WASHINGTON AVE WACO TX 767107455, WACO, TX 76710-7455

Mortgage

Document Number	1221
Date	Jan 16, 2018
Instrument	1221

Lender

Name	CEDONA VENTURES LLC
Address	4121 MCKINNEY AVE # 19, DALLAS, TX 75204-8206

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2019

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 24, 2017
Property Address	915 CLAY AVE, WACO, TX 76706-1351
Document Number	0000002412
Instrument Date	Jan 10, 2017
Instrument	2412
Transaction Type	Transfer
Record Updated	Feb 10, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	905 CLAY AVE WACO TX 767061351, WACO, TX 76706-1351

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,082 (-17.53%) Land $43,908 Building $92,174	$136,082 (-17.53%) Land $43,908 Building $92,174
2025	$3,709.00 (-0.32%)	$165,000 (-22.37%) Land $43,910 Building $121,090	$165,000 (-22.37%) Land $43,910 Building $121,090
2024	$3,721.00 (-21.91%)
2023		$212,550 Land $43,910 Building $168,640	$212,550 Land $43,910 Building $168,640
2022	$4,765.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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