916 Alder St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 916 Alder St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,552 sqft · built 1996
Lot Size	0.243 acres (10,573 sqft)
Owner	2 Individual Names on Record
Last Sale	$449,000 (Jan 2013)
Tax Bill	$6,878 (2025)
Deeds & Mortgages	Sep 2025 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`808-39-044`

Property Details

APN / Parcel Number

Primary APN	`808-39-044`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	10,573 sqft (0.243 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	916 ALDER ST
City	GILROY
State	CA
Zip	95020-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8796 BOOK 677 PAGE 41 PAGE 42 LOT 3
Legal Subdivision	TRACT NO 8796
Legal Tract	8796
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1026
Census Tract	512509

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	916 ALDER ST, GILROY, CA 95020-3412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Affidavit of Death of Joint Tenant, Transfer
Aug 5, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 19, 2017	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2013 · Amount on Record
Deed Sale	Jan 23, 2013 · Amount on Record
Prior Sale	Sep 18, 2012 · Amount on Record
Deed Document Number	201322058817
Prior Transfer Date	Apr 14, 2000
Prior Transfer Doc	0015226384
Record Updated	Oct 29, 2026

September 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 16, 2025
Property Address	916 ALDER ST, GILROY, CA 95020-3412
Document Number	0025870315
Map Reference	MB 677 PG 41 & 42
Instrument Date	Sep 12, 2025
Instrument	25870315
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7586 TURNBERRY WAY, GILROY, CA 95020-2611

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 5, 2020
Property Address	916 ALDER ST, GILROY, CA 95020-3412
Document Number	0024564779
Map Reference	MB 677 PG 41&42
Instrument Date	Jul 30, 2020
Instrument	24564779
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	916 ALDER ST, GILROY, CA 95020-3412

Mortgage

Document Number	0024564780
Date	Aug 5, 2020
Instrument	24564780

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 19, 2017
Property Address	916 ALDER ST, GILROY, CA 95020-3412
Document Number	0023756372
Instrument Date	Aug 25, 2017
Instrument	23756372
Transaction Type	Transfer
Record Updated	Sep 28, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7586 TURNBERRY WAY GILROY CA 950202611, GILROY, CA 95020-2611

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$801,131 (+44.9%) Land $372,888 Building $428,243
2025	$6,878.00 (+2.2%)	$552,901 (+4.04%) Land $221,160 Building $331,741
2023	$6,730.00 (+1.66%)	$531,433 Land $212,573 Building $318,860
2022	$6,620.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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