843 Alder St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 843 Alder St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,552 sqft · built 1996
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$875,000 (Feb 2024)
Tax Bill	$10,931 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2024 Sale & Mortgage + 5 more
Flood Zone	Zone D (undetermined)
APN	`808-39-012`

Property Details

APN / Parcel Number

Primary APN	`808-39-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
1st Floor Area	1,552 sqft
Family Room	Family Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Garage Area	424 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	843 ALDER ST
City	GILROY
State	CA
Zip	95020-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8728 LOT 12
Legal Subdivision	THE VINEYARDS
Legal Tract	8728
Legal Lot Number	12
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1027
Census Tract	512509

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	843 ALDER ST, GILROY, CA 95020-3410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 2, 2024	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 31, 2022	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Mar 11, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 15, 2019	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Mar 15, 2018	Grant Deed, Transfer · VA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on Record
Deed Sale	Feb 2, 2024 · Amount on Record
Prior Sale	Mar 15, 2018 · Amount on Record
Deed Document Number	202425593643
Prior Transfer Date	Oct 21, 2000
Prior Transfer Doc	0015443092
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	843 ALDER ST, GILROY, CA 95020-3410
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 ALDER ST, GILROY, CA 95020-3410

Mortgage

Document Number	0025958411
Date	Mar 18, 2026
Instrument	25958411

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 2, 2024
Property Address	843 ALDER ST, GILROY, CA 95020-3410
Document Number	0025593643
Map Reference	MB 669 PG 3&4
Instrument Date	Jan 24, 2024
Instrument	25593643
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	843 ALDER ST, GILROY, CA 95020-3410

Mortgage

Document Number	0025593644
Date	Feb 2, 2024
Instrument	25593644

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	843 ALDER ST, GILROY, CA 95020-3410
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 ALDER ST, GILROY, CA 95020-3410

Mortgage

Document Number	0025311284
Date	May 31, 2022
Instrument	25311284

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	843 ALDER ST, GILROY, CA 95020-3410
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	843 ALDER ST, GILROY, CA 95020-3410

Mortgage

Document Number	0024858426
Date	Mar 4, 2021
Instrument	24858426

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	843 ALDER ST, GILROY, CA 95020-3410
Document Number	0024493928
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	PACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	843 ALDER ST GILROY CA 950203410, GILROY, CA 95020-3410

Mortgage

Document Number	0024493928
Date	Jun 2, 2020
Instrument	24493928

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	843 ALDER ST, GILROY, CA 95020-3410
Document Number	0024227868
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	843 ALDER ST GILROY CA 950203410, GILROY, CA 95020-3410

Mortgage

Document Number	0024227868
Date	Jul 18, 2019
Instrument	24227868

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 17, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 15, 2018
Property Address	843 ALDER ST, GILROY, CA 95020-3410
Document Number	0023888317
Instrument Date	Mar 12, 2018
Instrument	23888317
Transaction Type	Transfer
Record Updated	Mar 22, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$742.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	843 ALDER ST GILROY CA 950203410, GILROY, CA 95020-3410

Mortgage

Document Number	23888318
Date	Mar 15, 2018
Instrument	23888318

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,349 (+2%) Land $591,675 Building $318,674
2025	$10,931.00 (+16.9%)	$892,500 (+20.9%) Land $580,074 Building $312,426
2024	$9,351.00 (+0.59%)
2023	$9,296.00 (+1.66%)	$738,209 Land $437,457 Building $300,752
2022	$9,144.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	8 (1986)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 1986 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Feb 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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