9155 W Ratliff Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 9155 W Ratliff Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 2009
Lot Size	2.94 acres (128,066 sqft)
Owner	Individual Name on Record
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`007-19455-01`

Property Details

APN / Parcel Number

Primary APN	`007-19455-01`
Alternative APN	`53-04-18-400-003.000-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	128,066 sqft (2.94 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	64 sqft
Lean-To	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-19455-01
Street Address	9155 W RATLIFF RD
City	BLOOMINGTON
State	IN
Zip	47404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT NW SE 18-9-2W 2.94A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1006
Census Tract	1301

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9155 W RATLIFF RD, SPENCER, IN 47460-9201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE PEOPLES STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 19, 2005
Transfer Doc	2005025509
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	9155 W RATLIFF RD, BLOOMINGTON, IN 47404
Transaction Type	Mortgage
Record Updated	Mar 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002714
Date	Feb 10, 2021
Instrument	2021002714

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	189 Months
Due	Nov 1, 2036

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	9155 W RATLIFF RD, BLOOMINGTON, IN 47404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020017878
Date	Oct 26, 2020
Instrument	2020017878

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (-11.33%)	$343,400 (+1.54%) Land $59,700 Building $283,700	$343,400 (+1.54%) Land $59,700 Building $283,700
2024	$2,991.00 (-7.17%)
2023		$338,200 (+4.48%) Land $47,800 Building $290,400	$338,200 (+4.48%) Land $47,800 Building $290,400
2022	$3,222.00	$323,700 Land $45,800 Building $277,900	$323,700 Land $45,800 Building $277,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013–2021)
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000
Smithville Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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