8314 W Ratliff Rd, Bloomington, IN 47404 Property Records

Monroe County property record for 8314 W Ratliff Rd, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,730 sqft · built 2004
Lot Size	7.12 acres (310,147 sqft)
Owner	Individual Name on Record
Last Sale	$226,200 (Nov 2014)
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-20920-00`

Property Details

APN / Parcel Number

Primary APN	`007-20920-00`
Alternative APN	`53-04-17-100-005.000-011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Roof Material	Asphalt
Lot Area	310,147 sqft (7.12 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	1,926 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	007-20920-00
Street Address	8314 W RATLIFF RD
City	BLOOMINGTON
State	IN
Zip	47404-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRR
Legal Description	PT SE NE 17-9-2W 7.12A
Jurisdiction	MONROE IN
Township / Civil Division	RICHLAND
Census Block Group	1
Census Block	1011
Census Tract	1304

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Oct 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK
Nov 18, 2014	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 31, 2006	Intrafamily Transfer, Transfer
Feb 10, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2014 · Amount on Record
Deed Sale	Nov 18, 2014 · Amount on Record
Deed Document Number	201414856
Prior Transfer Date	Aug 30, 2006
Prior Transfer Doc	2006017686
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806

Mortgage

Document Number	2020018044
Date	Oct 28, 2020
Instrument	2020018044

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2040

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806

Mortgage

Document Number	2020018040
Date	Oct 28, 2020
Instrument	2020018040

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BLOOMINGTON, IN 47404

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

November 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Nov 18, 2014
Property Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806
Document Number	2014014856
Instrument Date	Nov 14, 2014
Instrument	2014014856
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806

Mortgage

Document Number	2014014857
Date	Nov 18, 2014
Instrument	2014014857

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2044

August 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Aug 31, 2006
Property Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806
Document Number	2006017686
Instrument Date	Aug 30, 2006
Instrument	2006017686
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 534, ELLETTSVILLE, IN 47429-0534

February 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Feb 10, 2006
Property Address	8314 W RATLIFF RD, BLOOMINGTON, IN 47404-9806
Document Number	2006003271
Instrument Date	Feb 6, 2006
Instrument	2006003271
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 534, ELLETTSVILLE, IN 47429-0534

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Richland Township
Unified School District	Richland-Bean Blossom Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,526.00 (-6.13%)	$311,500 (+4.22%) Land $80,600 Building $230,900	$311,500 (+4.22%) Land $80,600 Building $230,900
2024	$2,691.00 (-4.71%)
2023		$298,900 (+3.53%) Land $64,500 Building $234,400	$298,900 (+3.53%) Land $64,500 Building $234,400
2022	$2,824.00	$288,700 Land $58,400 Building $230,300	$288,700 Land $58,400 Building $230,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Smithville Communications Fiber	1,000 / 1,000
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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