Oconee County property record for 915 Shadow Oaks Dr, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,275 sqft · built 2008 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (Nov 2018) |
| Tax Bill | $2,724 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-14-03-019 |
| Primary APN | 211-14-03-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,275 sqft Living Area |
| 1st Floor Area | 2,275 sqft |
| Attic | Attic |
| Attic Area | 949 sqft |
| Basement Area | 2,275 sqft |
| Finished Basement | 1 sqft |
| Unfinished Basement | 2,275 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 25,265 sqft (0.58 acres) |
| Garage Type | Attached |
| Garage Area | 949 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27776 |
|---|---|
| Street Address | 915 SHADOW OAKS DR |
| City | SENECA |
| State | SC |
| Zip | 29672-8026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 132 STILLWATER (0.576 AC) |
| Legal Subdivision | STILLWATER |
| Legal Block | 3 |
| Legal Lot Number | 132 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 30602 |
915 Shadow Oaks Dr is owned and occupied by two individuals who bought it in November 2018.
Source: Oconee County records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2022 | Deed of Trust, Mortgage · VA Mortgage EVERETT FINANCIAL INC |
| Feb 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI NATIONS LNDG |
| Nov 1, 2018 | Grant Deed, Transfer · Conventional with PMI OCONEE FED'L S&L ASSN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2018 · Amount on File |
| Deed Sale | Nov 1, 2018 · Amount on File |
| Prior Sale | Jul 24, 2015 · Amount on File |
| Deed Document Number | 20185515 |
| Deed Book / Page | 2409 / 176 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 915 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000014026 |
|---|---|
| Date | Mar 3, 2022 |
| Book Page | 4298/160 |
| Instrument | 14026 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 915 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Document Number | 0039300253 |
| Instrument Date | Feb 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 SHADOW OAKS DR SENECA SC 296728026, SENECA, SC 29672-8026 |
| Document Number | 0039300253 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 003930/000253 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 25, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Nov 1, 2018 |
| Property Address | 915 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Document Number | 0024090176 |
| Book / Page | 002409 / 000176 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,831.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 SHADOW OAKS DR SENECA SC 296728026, SENECA, SC 29672-8026 |
| Document Number | 37760209 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 003776/000209 |
| Name | OCONEE FED'L S&L ASSN |
|---|---|
| Type | Federal Savings Bank |
| Address | SENECA, SC 29678 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 31, 2048 |
The 2025 property tax bill for 915 Shadow Oaks Dr was $2,724.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,724.00 | $21,303 Land $2,552 Building $18,751 | $532,568 Land $63,800 Building $468,768 |
| 2023 | $21,303 Land $2,552 Building $18,751 | $532,568 Land $63,800 Building $468,768 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 915 Shadow Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 Shadow Oaks Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARTS COVE AND TORY POINTE private · serves 560 people · EPA ID SC3750029 |
|---|---|
| Water Source | Purchased surface water from CITY OF SENECA |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| AT&T DSL | 100 / 20 |
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