Oconee County property record for 913 Shadow Oaks Dr, Seneca, SC 29672
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,311 sqft · built 2025 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,000 (Nov 2020) |
| Tax Bill | $332 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage Mar 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-14-03-022 |
| Primary APN | 211-14-03-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 3,311 sqft Living Area |
| Fireplaces | 4 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Vinyl |
| Roof Material | Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 27779 |
|---|---|
| Street Address | 913 SHADOW OAKS DR |
| City | SENECA |
| State | SC |
| Zip | 29672-8026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 131 STILLWATER (0.59 AC) |
| Legal Subdivision | STILLWATER |
| Legal Block | 3 |
| Legal Lot Number | 131 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 30602 |
913 Shadow Oaks Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Oconee County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 913 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2025 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTATE BANK NA |
| Mar 15, 2024 | Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA |
| Nov 20, 2020 | Grant Deed, Transfer · Conventional Mortgage CYNTHIA B ADAMS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 · Amount on File |
| Deed Sale | Nov 20, 2020 · Amount on File |
| Prior Sale | Jul 3, 2008 · Amount on File |
| Deed Document Number | 20208373 |
| Deed Book / Page | 2628 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 913 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 913 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Document Number | 0000000096 |
|---|---|
| Date | Jul 2, 2025 |
| Book Page | 4699/85 |
| Instrument | 96 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 913 SHADOW OAKS DR, SENECA, SC 29672-8026 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000011146 |
|---|---|
| Date | Mar 15, 2024 |
| Book Page | 4539/56 |
| Instrument | 11146 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | CHARLESTON, SC 29406 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 6.25% |
| Max Rate At Change | 10.2% |
| Index | 10-Year CMTI |
| Max Rate | 14.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Nov 20, 2020 |
| Property Address | SENECA, SC 29672 |
| Document Number | 0026280323 |
| Book / Page | 002628 / 000323 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $255.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 171 GRAND OAK CIR PENDLETON SC 296701699, PENDLETON, SC 29670-1699 |
| Document Number | 40570062 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 004057/000062 |
| Name | CYNTHIA B ADAMS |
|---|---|
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Nov 19, 2022 |
The 2025 property tax bill for 913 Shadow Oaks Dr was $332.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332.00 | $2,596 Land $2,596 | $64,900 Land $64,900 |
| 2023 | $2,596 Land $2,596 | $64,900 Land $64,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 913 Shadow Oaks Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 913 Shadow Oaks Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 42% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARTS COVE AND TORY POINTE private · serves 560 people · EPA ID SC3750029 |
|---|---|
| Water Source | Purchased surface water from CITY OF SENECA |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Vyve Broadband Cable | 1,000 / 100 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures