915 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 915 Phelps St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,120 sqft · built 1937
Lot Size	0.512 acres (22,303 sqft)
Owner	Company Name on Record
Last Sale	$112,000 (Dec 2021)
Tax Bill	$587 (2025)
Deeds & Mortgages	May 2022 Mortgage Dec 2022 Line of Credit + 2 more
Flood Zone	Zone AH (high risk)
APN	`38052531121010`

Property Details

APN / Parcel Number

Primary APN	`38052531121010`
Alternative APN	`2961000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,120 sqft Heated Area
1st Floor Area	1,120 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	22,303 sqft (0.512 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Porch	Enclosed Porch
Porch Area	112 sqft
Utility Building	143 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	915 PHELPS ST
City	STERLING
State	CO
Zip	80751-3537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5-8 & 25-28 BLK 4 BOWLING GREEN SUBD STERLING
Legal Range	52W
Legal Township	08N
Legal Section	31
Legal Subdivision	GREEN SUBD
Legal Block	4
Legal Lot Number	5-8
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3056
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8451 COUNTY ROAD 10, MERINO, CO 80741-9444
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Deed of Trust, Mortgage · Commercial Mortgage ADAMS BANK & TRUST
Dec 30, 2022	Quit Claim Deed, Transfer · Line of Credit GOLDEN BELT BANK FSA
Nov 22, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 2, 2021	Personal Representative Deed, Transfer · Stand-Alone First Mortgage IBUY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Sep 12, 2008 · Amount on Record
Deed Document Number	2021758659
Deed Book / Page	1046 / 848
Last Transfer Date	Dec 16, 2022
Transfer Doc	0000764693
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	915 PHELPS ST, STERLING, CO 80751-3537
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8451 COUNTY ROAD 10, MERINO, CO 80741-9444

Mortgage

Document Number	0000761226
Date	May 2, 2022
Book Page	1049/416
Instrument	761226

Lender

Name	ADAMS BANK & TRUST
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 30, 2022
Property Address	915 PHELPS ST, STERLING, CO 80751-3537
Document Number	0000764693
Book / Page	1052 / 884
Instrument Date	Dec 16, 2022
Instrument	764693
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8451 COUNTY ROAD 10, MERINO, CO 80741-9444

Mortgage

Document Number	0000764694
Date	Dec 30, 2022
Instrument	764694

Lender

Name	GOLDEN BELT BANK FSA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2048

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Nov 22, 2022
Property Address	915 PHELPS ST, STERLING, CO 80751-3537
Document Number	0000764241
Book / Page	1052 / 432
Instrument Date	Nov 22, 2022
Instrument	764241
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8451 COUNTY ROAD 10, MERINO, CO 80741-9444

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8451 COUNTY ROAD 10, MERINO, CO 80741-9444

December 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 2, 2021
Property Address	915 PHELPS ST, STERLING, CO 80751-3537
Document Number	0000758659
Book / Page	1046 / 848
Instrument Date	Dec 1, 2021
Instrument	758659
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$11.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 PHELPS ST, STERLING, CO 80751-3537

Mortgage

Document Number	0000758660
Date	Dec 2, 2021
Instrument	758660

Lender

Name	IBUY LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 1, 2022

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$587.00 (+30.73%)	$7,010 (-91.06%)	$112,156 (+42.98%) Land $39,150 Building $73,006
2023		$78,440 (+1,339.27%) Land $40,230 Building $38,210	$78,440 (+0.09%) Land $40,230 Building $38,210
2022	$449.00	$5,450 Land $2,800 Building $2,650	$78,370 Land $40,230 Building $38,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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