902 Phelps St, Sterling, CO 80751 Property Records

Logan County property record for 902 Phelps St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 736 sqft · built 1908
Lot Size	0.144 acres (6,273 sqft)
Owner	Company Name on Record
Tax Bill	$235 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`38052531160008`

Property Details

APN / Parcel Number

Primary APN	`38052531160008`
Alternative APN	`4915000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	736 sqft Heated Area
1st Floor Area	736 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1917
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4915000
Street Address	902 PHELPS ST
City	STERLING
State	CO
Zip	80751-3538
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 31-32 BLK 9 BOWLING GREEN SUBD STERLING
Legal Range	52W
Legal Township	08N
Legal Section	31
Legal Subdivision	GREEN SUBD
Legal Block	9
Legal Lot Number	31-32
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3047
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12460 COUNTY ROAD 37, STERLING, CO 80751-9063
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Oct 18, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Jun 19, 2018	Trustee's Deed, Construction Loan · Construction Mortgage BANK OF CO

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	902 PHELPS ST, STERLING, CO 80751-3538
Transaction Type	Mortgage
Record Updated	May 14, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000754915
Date	Apr 26, 2021
Book Page	1043/102
Instrument	754915

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Oct 21, 2021

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	902 PHELPS ST, STERLING, CO 80751-3538
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000757891
Date	Oct 18, 2021
Book Page	1046/80
Instrument	757891

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Nov 1, 2023

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOGAN CO
Recording Date	Jun 19, 2018
Property Address	902 PHELPS ST, STERLING, CO 80751-3538
Book / Page	001028 / 000123
Instrument Date	Jun 15, 2018
Instrument	739946
Transaction Type	Construction Loan
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	926 PHELPS ST STERLING CO 807513538, STERLING, CO 80751-3538

Mortgage

Document Number	0000739946
Date	Jun 19, 2018
Book Page	001028/000123
Instrument	739946

Lender

Name	BANK OF CO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 18, 2019

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$235.00 (+261.54%)	$2,810 (-91.78%)	$44,950 (+31.51%) Land $15,625 Building $29,325
2023	$65.00 (-66.84%)	$34,180 (+1,336.13%) Land $15,630 Building $18,550	$34,180 (-) Land $15,630 Building $18,550
2022	$196.00	$2,380 Land $1,090 Building $1,290	$34,180 Land $15,630 Building $18,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Kentec Communications Fiber	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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