Kane County property record for 915 Illinois Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,000 (Oct 2016) |
| Tax Bill | $11,615 (2025) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-485-009 |
| Primary APN | 09-27-485-009 |
|---|
| Lot Area | 5,000 sqft (0.115 acres) |
|---|
| Street Address | 915 ILLINOIS AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PERKINS, SARAH E., ADD. - LOT 3 BLK 6 |
| Legal Subdivision | PERKINS SARAH E ADD |
| Legal Block | 6 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 852300 |
915 Illinois Ave is owned and occupied by two individuals who bought it in October 2016.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 915 ILLINOIS AVE, SAINT CHARLES, IL 60174-3129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2016 · Amount on File |
| Deed Sale | Oct 31, 2016 · Amount on File |
| Prior Sale | Dec 12, 2014 · Amount on File |
| Deed Document Number | 201659670 |
| Prior Transfer Date | Jan 28, 2015 |
| Prior Transfer Doc | 0000004634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 915 ILLINOIS AVE, ST CHARLES, IL 60174-3129 |
| Document Number | 0000028238 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 915 ILLINOIS AVE ST CHARLES IL 601743129, ST CHARLES, IL 60174-3129 |
| Document Number | 0000028238 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 28238 |
| Name | VIBE CU |
|---|---|
| Type | Credit Union |
| Address | NOVI, MI 48377 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 915 Illinois Ave was $11,615 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,615.00 Homeowner's exemption | ||
| 2024 | $159,970 Land $48,411 Building $111,559 | $480,102 Land $145,291 Building $334,811 | |
| 2022 | $10,635.00 (+6.41%) Homeowner's exemption | $137,719 (+4.91%) Land $47,960 Building $89,759 | $413,157 (+4.91%) Land $143,880 Building $269,277 |
| 2021 | $9,994.00 Homeowner's exemption | $131,273 Land $45,715 Building $85,558 | $393,819 Land $137,145 Building $256,674 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 915 Illinois Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 915 Illinois Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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