Kane County property record for 907 Illinois Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,409 sqft · built 1910 |
| Lot Size | 0.13 acres (5,650 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Dec 2025) |
| Tax Bill | $6,691 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-27-485-008 |
| Primary APN | 09-27-485-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,409 sqft Living Area |
| Basement Area | 770 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,650 sqft (0.13 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 907 ILLINOIS AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP AREA: 008-SEOLDTWN STC,AVE |
| Legal Subdivision | PERKINS SARAH ADD |
| Legal Block | 1 |
| Legal Lot Number | 6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 852300 |
907 Illinois Ave is owned by two individuals who bought it in December 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on File |
| Deed Sale | Dec 1, 2025 · Amount on File |
| Prior Sale | Mar 17, 2025 · Amount on File |
| Deed Document Number | 202547281 |
| Prior Transfer Date | Nov 17, 1998 |
| Prior Transfer Doc | 0000109845 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 1, 2025 |
| Property Address | 907 ILLINOIS AVE, ST CHARLES, IL 60174-3129 |
| Document Number | 0000047281 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 2025K047281 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 14 HIGHGATE CRSE, SAINT CHARLES, IL 60174-1426 |
| Document Number | 0000047282 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025K047282 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2035 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
The 2025 property tax bill for 907 Illinois Ave was $6,691, up 3.3% from the year before.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,691.00 (+3.27%) | $103,414 (+8.53%) Land $28,008 Building $75,406 | $310,366 (+8.53%) Land $84,058 Building $226,309 |
| 2024 | $6,479.00 Homeowner's exemption | $95,286 Land $25,807 Building $69,479 | $285,972 Land $77,452 Building $208,520 |
| 2022 | $5,979.00 (+4.27%) Homeowner's exemption | $80,058 (+4.91%) Land $23,242 Building $56,816 | $240,174 (+4.91%) Land $69,726 Building $170,448 |
| 2021 | $5,734.00 Homeowner's exemption | $76,311 Land $22,154 Building $54,157 | $228,933 Land $66,462 Building $162,471 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 907 Illinois Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 907 Illinois Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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