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915 E Smith St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 915 E Smith St, Warsaw, IN 46580 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,976 sqft · built 1985
Lot Size0.497 acres (21,648 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Aug 2020)
Tax Bill$2,135 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN004-703033-60

Property Details

APN / Parcel Number

Primary APN004-703033-60
Alternative APNs
  • 43-11-08-200-037.000-032
  • 00000006466
  • 0470303360

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,976 sqft Living Area
1st Floor Area1,976 sqft
Basement Area1,140 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area21,648 sqft (0.497 acres)
Lot Dimensions164 ft deep x 132 ft wide
TerrainRolling
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000006466
Street Address915 E SMITH ST
CityWARSAW
StateIN
Zip46580-4545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4-44-282 PT S 1/2 SE 8-32-6 .50A
Legal Range6
Legal Township32
Legal Section8
JurisdictionKOSCIUSKO IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1040
Census Tract961900

Owner

Source: Kosciusko County records · APN 004-703033-60

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address915 E SMITH ST, WARSAW, IN 46580-4545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2020Warranty Deed, Transfer · FHA Mortgage
RUOFF MORTGAGE COMPANY INC
Nov 14, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 31, 2020 · Amount on Record
Deed SaleAug 31, 2020 · Amount on Record
Prior SaleNov 14, 2018
Deed Document Number202081524
Record UpdatedSep 20, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateAug 31, 2020
Property Address915 E SMITH ST, WARSAW, IN 46580-4545
Document Number2020081524
Instrument DateAug 27, 2020
Instrument2020081524
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 E SMITH ST, WARSAW, IN 46580-4545

Mortgage

Document Number2020081525
DateAug 31, 2020
Instrument2020081525
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateNov 14, 2018
Property Address915 E SMITH ST, WARSAW, IN 46580-4545
Document Number2018110530
Instrument DateNov 08, 2018
Instrument2018110530
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address915 E SMITH ST, WARSAW, IN 46580-4545

Tax Assessment & Valuation

Source: Kosciusko County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionWayne Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,135.00 (-1.84%) Homeowner's exemption$230,000 (+28.06%) Land $61,900 Building $168,100$230,000 (+28.06%) Land $61,900 Building $168,100
2024$2,175.00 (+16.31%)
2023$1,870.00 (+14.44%)$179,600 (+13.17%) Land $46,600 Building $133,000$179,600 (+13.17%) Land $46,600 Building $133,000
2022$1,634.00 Homeowner's exemption$158,700 Land $38,800 Building $119,900$158,700 Land $38,800 Building $119,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kosciusko County (18085C), updated September 29, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 180859619001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 129 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Surf Air WirelessFiber8,000 / 8,000
BrightspeedFiber2,000 / 2,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
Mercury BroadbandFixed Wireless (licensed-by-rule)150 / 20

May also be available at this address: Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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