913 E Smith St, Warsaw, IN 46580 Property Records

Kosciusko County property record for 913 E Smith St, Warsaw, IN 46580

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 838 sqft · built 1890
Lot Size0.224 acres (9,775 sqft)
OwnerIndividual Name on File
Last Sale$127,500 (Oct 2020)
Tax Bill$1,572 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-716000-60

Property Details

APN / Parcel Number

Primary APN004-716000-60
Alternative APNs
  • 43-11-08-200-026.000-032
  • 00000009344
  • 0471600060

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area838 sqft Living Area
1st Floor Area838 sqft
Basement Area628 sqft
Unfinished Basement628 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 2005
Construction TypeWood
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area9,775 sqft (0.224 acres)
Lot Dimensions115 ft deep x 85 ft wide
Garage TypeAttached
Garage Area374 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number00000009344
Street Address913 E SMITH ST
CityWARSAW
StateIN
Zip46580-4545
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description4-44-281 TR W END NE COR SE SE 8-32-6 .22A
Legal Range6
Legal Township32
Legal Section8
Legal TractW
JurisdictionKOSCIUSKO IN
Township / Civil DivisionWAYNE
Census Block Group1
Census Block1040
Census Tract961900

Owner

Source: Kosciusko County records · APN 004-716000-60

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address913 E SMITH ST, WARSAW, IN 46580-4545
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2022Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Oct 21, 2020Warranty Deed, Transfer · Conventional Mortgage
POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 21, 2020 · Amount on Record
Deed SaleOct 21, 2020 · Amount on Record
Deed Document Number2020101269
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateSep 21, 2022
Property Address913 E SMITH ST, WARSAW, IN 46580-4545
Document Number2022090730
Instrument DateSep 19, 2022
Instrument2022090730
Transaction TypeTransfer
Record UpdatedApr 03, 2026
Title CompanyMETROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 E SMITH ST, WARSAW, IN 46580-4545

Mortgage

Document Number2022090731
DateSep 21, 2022
Instrument2022090731
Lender
NameFIFTH THIRD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKOSCIUSKO IN
Recording DateOct 21, 2020
Property Address913 E SMITH ST, WARSAW, IN 46580-4545
Document Number2020101269
Instrument DateOct 20, 2020
Instrument2020101269
Transaction TypeTransfer
Record UpdatedJun 09, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address913 E SMITH ST, WARSAW, IN 46580-4545

Mortgage

Document Number2020101270
DateOct 21, 2020
Instrument2020101270
Lender
NamePOLARIS HOME FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

Tax Assessment & Valuation

Source: Kosciusko County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIndiana
CountyKosciusko County
County SubdivisionWayne Township
MunicipalityWarsaw City
Unified School DistrictWarsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,572.00 (-6.21%) Homeowner's exemption$169,900 (+4.81%) Land $34,800 Building $135,100$169,900 (+4.81%) Land $34,800 Building $135,100
2024$1,676.00 (+0.18%)
2023$1,673.00 (+10.87%)$162,100 (+11.03%) Land $26,200 Building $135,900$162,100 (+11.03%) Land $26,200 Building $135,900
2022$1,509.00$146,000 Land $21,900 Building $124,100$146,000 Land $21,900 Building $124,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 29, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimMar 1982 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Surf Air Wireless
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Broadband
Fixed Wireless
150 / 20

May also be available: Metronet Holdings.

Based on FCC filings for 129 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemINDIANA AMERICAN WATER - WARSAW
private · serves 13,835 people
Water SourceGroundwater
Last State InspectionSep 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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