915 E Owens Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 915 E Owens Rd, Chattaroy, WA 99003

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,248 sqft · built 1994
Lot Size	9.76 acres (425,581 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Aug 2022)
Tax Bill	$2,995 (2026)
Deeds & Mortgages	Oct 2025 Transfer Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38174.9031`

Property Details

APN / Parcel Number

Primary APN	`38174.9031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2022
Architectural Style	Mobile Home
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	425,581 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	36 sqft
Deck Area	90 sqft
Patio Area	406 sqft
Canopy	126 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	915 E OWENS RD
City	CHATTAROY
State	WA
Zip	99003-7766
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	17-28-43 THE E1/2 OF E1/2 OF SW1/4 OF SE1/4 EXC CO ROAD
Legal Range	43
Legal Township	28
Legal Section	17
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1013
Census Tract	10304

Owner

915 E Owens Rd, a mobile home, is owned and occupied by two individuals who acquired it in October 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	915 E OWENS RD, CHATTAROY, WA 99003-7766
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit WASHINGTON STATE EMPLOYEES CU
Aug 22, 2022	Warranty Deed, Transfer WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Prior Sale	May 27, 2004 · Amount on File
Deed Document Number	20227233592
Last Transfer Date	Oct 2, 2025
Transfer Doc	0007444794
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 2, 2025
Property Address	915 E OWENS RD, CHATTAROY, WA 99003-7766
Document Number	0007444794
Instrument Date	Oct 2, 2025
Instrument	7444794
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	915 E OWENS RD, CHATTAROY, WA 99003-7766
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007127084
Date	Sep 17, 2021
Instrument	7127084

Lender

Name	WASHINGTON STATE EMPLOYEES CU
Type	Credit Union
Address	MEMPHIS, TN 38174

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 22, 2022
Property Address	915 E OWENS RD, CHATTAROY, WA 99003-7766
Document Number	0007233592
Instrument Date	Aug 10, 2022
Instrument	7233592
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W

Transaction

Amount	Amount on Record
Tax	$6,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E OWENS RD, CHATTAROY, WA 99003-7766

Tax Assessment & Valuation

The 2026 property tax bill for 915 E Owens Rd was $2,995, up 3.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,995.00 (+3.45%)	$371,260 (+2.97%) Land $168,160 Building $203,100	$371,260 (+2.97%) Land $168,160 Building $203,100
2025	$2,895.00 (+4.32%)	$360,560 (+16.61%) Land $161,160 Building $199,400	$360,560 (+16.61%) Land $161,160 Building $199,400
2024	$2,775.00 (+14.48%)	$309,210 (+39.76%) Land $134,010 Building $175,200	$309,210 (+39.76%) Land $134,010 Building $175,200
2023	$2,424.00 (+16.43%)	$221,250 Land $85,650 Building $135,600	$221,250 Land $85,650 Building $135,600
2022	$2,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 E Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 E Owens Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 61% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	499 / 285
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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