508 E Owens Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 508 E Owens Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,882 sqft · built 2006
Lot Size	10.3 acres (449,104 sqft)
Owner	2 Individual Names on File
Tax Bill	$7,572 (2026)
Deeds & Mortgages	Jun 2021 Transfer Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38202.9036`

Property Details

APN / Parcel Number

Primary APN	`38202.9036`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,882 sqft Living Area
Gross Area	6,743 sqft
1st Floor Area	2,882 sqft
Basement Area	2,937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	449,104 sqft
Garage Type	Attached
Garage Area	924 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Deck Area	256 sqft
Patio Area	256 sqft
Canopy	352 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	508 E OWENS RD
City	CHATTAROY
State	WA
Zip	99003-7763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	20-28-43 E 348.51FT OF NE + OF NW +; EXC N 30FT FOR OWENS RD
Legal Range	43
Legal Township	28
Legal Section	20
Legal Subdivision	DEER GLEN ESTATES
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1034
Census Tract	10304

Owner

508 E Owens Rd is owned and occupied by two individuals who acquired it in June 2021.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	508 E OWENS RD, CHATTAROY, WA 99003-7763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Transfer on Death Deed, Transfer
Mar 7, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Oct 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2005
Deed Sale	Dec 30, 2005
Prior Sale	Dec 21, 2005 · Amount on File
Deed Document Number	20055325583
Last Transfer Date	Jun 3, 2021
Transfer Doc	0007085657
Record Updated	Oct 29, 2026

June 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 9, 2021
Property Address	508 E OWENS RD, CHATTAROY, WA 99003-7763
Document Number	0007085657
Instrument Date	Jun 3, 2021
Instrument	7085657
Transaction Type	Transfer
Record Updated	Oct 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	508 E OWENS RD, CHATTAROY, WA 99003-7763
Document Number	0006692075
Instrument Date	Mar 7, 2018
Transaction Type	Mortgage
Record Updated	Mar 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 E OWENS RD CHATTAROY WA 990037763, CHATTAROY, WA 99003-7763

Mortgage

Document Number	0006692075
Date	Mar 19, 2018
Instrument	6692075

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 18, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	508 E OWENS RD, CHATTAROY, WA 99003-7763
Document Number	0006657333
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	508 E OWENS RD CHATTAROY WA 990037763, CHATTAROY, WA 99003-7763

Mortgage

Document Number	0006657333
Date	Nov 7, 2017
Instrument	6657333

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 6, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 508 E Owens Rd was $7,572, up 0.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,572.00 (+0.68%)	$962,920 (-0.28%) Land $170,620 Building $792,300	$962,920 (-0.28%) Land $170,620 Building $792,300
2025	$7,521.00	$965,620 (-1.08%) Land $170,620 Building $795,000	$965,620 (-1.08%) Land $170,620 Building $795,000
2024		$976,160 (+47.13%) Land $136,060 Building $840,100	$976,160 (+47.13%) Land $136,060 Building $840,100
2023	$7,574.00 (+22.7%)	$663,480 Land $87,580 Building $575,900	$663,480 Land $87,580 Building $575,900
2022	$6,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 508 E Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 508 E Owens Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 62% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wired or Wireless Fixed Wireless · not low latency	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: AT&T, KnightCom.

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