915 E Main St Rd, Cary, IL 60013 Property Records

McHenry County property record for 915 E Main St Rd, Cary, IL 60013

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,625 sqft · built 1968
Lot Size0.542 acres (23,635 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN20-17-176-062

Property Details

APN / Parcel Number

Primary APN20-17-176-062

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,625 sqft
Gross Area2,464 sqft
1st Floor Area1,625 sqft

Exterior

Year BuiltBuilt 1968
Architectural StyleRanch
Exterior MaterialFrame Siding
Lot Area23,635 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address915 E MAIN STREET RD
CityCARY
StateIL
Zip60013-2963
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2001R0078722 N 218FT LTS 39 & 40 ALLEN & POWERS SPRING BEACH HEIGHTS
Legal Range09E
Legal Township43N
Legal Section17
Legal SubdivisionSPRING BEACH HTS/ALLEN & POWER
Legal Block176
Legal Lot Number39-40 40
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2006
Census Tract871307

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address915 E MAIN STREET RD, CARY, IL 60013-2963
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 15, 2021
Deed SaleJun 15, 2021
Prior SaleDec 28, 1998 · Amount on Record
Deed Document Number1998R0087480
Prior Transfer DateOct 22, 2001
Prior Transfer Doc2001R0078722
Record UpdatedJun 7, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address915 E MAIN STREET RD, CARY, IL 60013-2963
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyHERITAGE TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042993
DateDec 19, 2018
Instrument2018R0042993
Lender
NameENVOY MORTGAGE LTD
TypeMortgage Company
AddressHOUSTON, TX 77043
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049
Interest
Rate TypeFixed Rate
Rate5.87%
Type Change DateJan 1, 2049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionAlgonquin Township
Elementary School DistrictCary Community Consolidated School District 26 (PK - 08)
Secondary School DistrictCommunity High School District 155 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$86,839 Land $17,036 Building $69,803$260,517 Land $51,108 Building $209,409

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims22 (1978–2017)
Claims Outside the SFHA11 of 22
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 5 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOX RIVER GROVE
serves 4,702 people · EPA ID IL1110200
Water SourceGroundwater
Last State InspectionJan 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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