McHenry County property record for 899 E Main St Rd, Cary, IL 60013 · Last verified May 2024
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Ranch |
| Year Built | Built 1978 |
| Square Footage | 1,760 sqft |
| Lot Size | 0.855 acres |
| Occupancy | Owner Occupied |
| Last Sale | $275,000 (2020) |
| Primary APN | 20-17-176-061 |
|---|
| Building Area | 1,760 sqft |
|---|---|
| Gross Area | 3,344 sqft Gross Area |
| 1st Floor | 1,760 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Frame Siding Exterior |
| Lot Area | 37,266 sqft |
| Depth X Width | 361 ft x 100 ft Depth x Width |
| Heating System | Forced Air Heating |
|---|
| Street Address | 899 E MAIN STREET RD |
|---|---|
| City | CARY |
| State | IL |
| Zip | 60013-2961 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0021458 N 360.57FT LTS 30 & 31 ALLEN & POWERS SPRING BEACH HEIGHTS |
| Legal Range | 09E |
| Legal Township | 43N |
| Legal Section | 17 |
| Legal Subdivision | ALLEN & POWERS SPG BEACH HEIGH |
| Legal Block | 176 |
| Legal Lot Number | 30-31 31 |
| Jurisdiction | MCHENRY IL |
| Minor Civil Division | ALGONQUIN |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 871307 |
Source: McHenry County records · APN 20-17-176-061
Assessment roll updated January 1, 2022 · Last verified May 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 899 E MAIN STREET RD, CARY, IL 60013-2961 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on Record |
| Deed Sale | Jun 15, 2020 · Amount on Record |
| Prior Sale | Nov 09, 1994 · Amount on Record |
| Deed Doc Number | 2020R0021458 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 899 E MAIN STREET RD, CARY, IL 60013-2961 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000035465 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2025R0035465 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 01, 2036 |
| Rate | 10.8% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jun 15, 2020 |
| Property Address | 899 E MAIN STREET RD, CARY, IL 60013-2961 |
| Document Number | 0000021458 |
| Instrument Date | May 26, 2020 |
| Instrument | 21458 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $413.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 899 E MAIN STREET RD CARY IL 600132961, CARY, IL 60013-2961 |
| Document Number | 21459 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 21459 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Elementary School District | Cary Community Consolidated School District 26 (PK - 08) |
| Secondary School District | Community High School District 155 (09 - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $116,461 Land $20,104 Building $96,357 | $349,383 Land $60,312 Building $289,071 |
899 E Main St Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · McHenry County (17111C), updated February 28, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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