Montgomery County property record for 915 E Main St, Ladoga, IN 47954
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,575 sqft · built 1976 |
| Lot Size | 1.12 acres (48,874 sqft) |
| Owner | Individual Name on File |
| Last Sale | $242,000 (Nov 2020) |
| Tax Bill | $2,026 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-22001-00 |
| Primary APN | 005-22001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,575 sqft Living Area |
| Gross Area | 3,150 sqft |
| 1st Floor Area | 3,150 sqft |
| Basement Area | 1,575 sqft |
| Finished Basement | 1,575 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 48,874 sqft (1.12 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Patio Area | 806 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 005-22001-00 |
|---|---|
| Street Address | 915 E MAIN ST |
| City | LADOGA |
| State | IN |
| Zip | 47954-7016 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT EH SEQ 18-17-3 1.122 A |
| Legal Subdivision | MARY M HARSHBARGER S FIRST ADDITION |
| Jurisdiction | MONTGOMERY IN |
| Township / Civil Division | CLARK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 957500 |
915 E Main St is owned and occupied by an individual who bought it in November 2020.
Source: Montgomery County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 915 E MAIN ST, LADOGA, IN 47954-7016 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Closed-End Mortgage HOOSIER HEARTLAND STATE BANK |
| Nov 24, 2020 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jan 13, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on File |
| Deed Sale | Nov 24, 2020 · Amount on File |
| Prior Sale | Jan 13, 2020 · Amount on File |
| Deed Document Number | 20206804 |
| Prior Transfer Date | Dec 26, 2019 |
| Prior Transfer Doc | 0202000230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Property Address | 915 E MAIN ST, LADOGA, IN 47954-7016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|---|
| Address | 915 E MAIN ST T, T, LADOGA, IN 47954-7016 |
| Document Number | 0202304533 |
|---|---|
| Date | Oct 4, 2023 |
| Instrument | 202304533 |
| Name | HOOSIER HEARTLAND STATE BANK |
|---|---|
| Type | Bank |
| Address | CRAWFORDSVILLE, IN 47933 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Nov 24, 2020 |
| Property Address | 915 E MAIN ST, LADOGA, IN 47954-7016 |
| Document Number | 0202006804 |
| Instrument Date | Oct 9, 2020 |
| Instrument | 202006804 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | PARTNERS TITLE GROUP INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 E MAIN ST, LADOGA, IN 47954-7016 |
| Document Number | 0202006805 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 202006805 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY IN |
| Recording Date | Jan 13, 2020 |
| Property Address | 915 E MAIN ST, LADOGA, IN 47954-7016 |
| Document Number | 0202000230 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 202000230 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 915 E MAIN ST, LADOGA, IN 47954-7016 |
| Document Number | 0202000231 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 202000231 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 915 E Main St was $2,026, up 1.7% from the year before.
Source: Montgomery County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Montgomery County |
| County Subdivision | Clark Township |
| Unified School District | South Montgomery Community School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,026.00 (+1.66%) | $370,700 (+9.93%) Land $32,200 Building $338,500 | $370,700 (+9.93%) Land $32,200 Building $338,500 |
| 2024 | $1,993.00 (-18.12%) | $337,200 (-4.53%) Land $32,200 Building $305,000 | $337,200 (-4.53%) Land $32,200 Building $305,000 |
| 2023 | $2,434.00 (+9.2%) | $353,200 Land $32,200 Building $321,000 | $353,200 Land $32,200 Building $321,000 |
| 2022 | $2,229.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 915 E Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2015) |
| Most Recent Claim | Jul 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 915 E Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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