915 E Franklin St, Hillsboro, TX 76645 Property Records

Hill County property record for 915 E Franklin St, Hillsboro, TX 76645

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,003 sqft · built 1915
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$334,700 (Oct 2021)
Tax Bill	$9,110 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11610-40300-00020-007000`

Property Details

APN / Parcel Number

Primary APN	`11610-40300-00020-007000`
Alternative APN	`113340`

Interior

Full Baths	3 Baths
Building Area	3,003 sqft Living Area
Gross Area	4,876 sqft
1st Floor Area	1,713 sqft
Upper Floors Area	1,290 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Roof Type	Hip
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	160 ft deep x 94 ft wide
Garage Type	Detached
Garage Area	960 sqft
Porch	Porch
Porch Area	913 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11610-40300-00020-007000
Street Address	915 E FRANKLIN ST
City	HILLSBORO
State	TX
Zip	76645-2222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J HANLEY A-403 TR 2 LT 7
Legal Subdivision	J HANLEY A-
Legal Tract	2
Legal Lot Number	7
Jurisdiction	HILL TX
Township / Civil Division	HILLSBORO
Census Block Group	3
Census Block	3003
Census Tract	960800

Owner

915 E Franklin St is owned and occupied by two individuals who bought it in October 2021.

Source: Hill County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	915 E FRANKLIN ST, HILLSBORO, TX 76645-2222
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage EQUITY SMART HOME LOANS INC
Oct 22, 2021	Vendor's Lien, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
May 14, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Oct 19, 2015 · Amount on File
Deed Document Number	2021127891
Deed Book / Page	2141 / 460
Prior Transfer Date	Oct 21, 2021
Prior Transfer Doc	2141/460
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Recording Date	Jun 26, 2026
Property Address	915 E FRANKLIN ST, HILLSBORO, TX 76645-2222
Document Number	0000176306
Book / Page	2447 / 88
Instrument Date	Jun 18, 2026
Instrument	2026176306
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	909 AUSTIN ST, SANGER, TX 76266-8703

Mortgage

Document Number	0000176306,
Date	Jun 26, 2026
Book Page	2447/88
Instrument	2026176306

Lender

Name	EQUITY SMART HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HILL TX
Recording Date	Oct 22, 2021
Property Address	915 E FRANKLIN ST, HILLSBORO, TX 76645-2222
Document Number	2141/460
Book / Page	2141 / 460
Map Reference	VOL 529 PG 1000
Instrument Date	Oct 21, 2021
Instrument	127891
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	HILL COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E FRANKLIN ST, HILLSBORO, TX 76645-2222
Investor	Possibly a Property Investor

Mortgage

Document Number	127892
Date	Oct 22, 2021
Instrument	127892

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILL TX
Property Address	915 E FRANKLIN ST, HILLSBORO, TX 76645-2222
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1952/396
Date	May 14, 2018
Book Page	1952/396
Instrument	00096256

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 915 E Franklin St was $9,110 with a homeowner's exemption, up 371.8% from the year before.

Source: Hill County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hill County
Municipality	Hillsboro City
Unified School District	Hillsboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,110.00 (+371.78%)	$367,210 (+1.79%) Land $19,000 Building $348,210	$367,210 (+1.79%) Land $19,000 Building $348,210
2025	$1,931.00 Homeowner's exemption	$360,740 Land $19,000 Building $341,740	$360,740 Land $19,000 Building $341,740
2023		$329,940 Land $19,000 Building $310,940	$329,940 Land $19,000 Building $310,940
2022	$1,676.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 915 E Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 E Franklin St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HILLSBORO serves 8,867 people · EPA ID TX1090001
Water Source	Purchased surface water from AQUILLA WSD
Last State Inspection	Apr 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Rise Broadband Fixed Wireless · Fiber in parts of the area	500 / 100
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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