915 E 3rd St, Spencer, IA 51301 Property Records

Clay County property record for 915 E 3rd St, Spencer, IA 51301 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1956
Square Footage	2,016 sqft Living Area
Lot Size	12,893 sqft (0.296 acres)
Garage	Attached, 420 sqft
Occupancy	Owner Occupied
Tax Bill	$2,532.00 (2025)

Owner

Source: Clay County records · APN 963618226041

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	915 E 3RD ST, SPENCER, IA 51301-5107
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Owner is a Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Dec 23, 2024
Transfer Doc	02024/3108
Record Refreshed	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,532.00 Homeowner's exemption	$187,430 (+11.29%) Land $37,820 Building $149,610	$187,430 (+11.29%) Land $37,820 Building $149,610
2024	$2,532.00 (+6.84%)
2023		$168,410 (+17.46%) Land $26,470 Building $141,940	$168,410 (+17.46%) Land $26,470 Building $141,940
2022	$2,370.00 Homeowner's exemption	$143,380 Land $26,470 Building $116,910
2021			$143,380 Land $26,470 Building $116,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`963618226041`
Alternative APN	`64096361822604100`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	2,016 sqft Living Area
1st Floor	1,176 sqft 1st Floor
Basement Area	1,176 sqft Basement
Unfinished Basement	1,176 sqft Unfinished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	12,893 sqft (0.296 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	420 sqft Garage
Deck Area	60 sqft Deck
Patio Area	600 sqft Patio

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Water Source	Commercial Water Source

Location & Zoning

Street Address	915 E 3RD ST
City	SPENCER
State	IA
Zip	51301-5107
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	10-11 JOLLIFFE'S SUB & S1/2 VAC ALLEY ON N
Legal Range	36W
Legal Township	96N
Legal Section	18
Legal Subdivision	JOLIFFE'S SUBDIVISION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	2
Census Block	2021
Census Tract	80200