803 E 3rd St, Spencer, IA 51301 Property Records

Clay County property record for 803 E 3rd St, Spencer, IA 51301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 876 sqft · built 1939
Lot Size	0.166 acres (7,260 sqft)
Owner	Individual Name on File
Tax Bill	$1,250 (2024)
Flood Zone	Zone X (minimal risk)
APN	`963618226032`

Property Details

APN / Parcel Number

Primary APN	`963618226032`
Alternative APN	`64096361822603200`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	876 sqft Living Area
Basement Area	876 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1939
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,260 sqft (0.166 acres)
Lot Dimensions	132 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	275 sqft
Parking Spaces	1 Parking Space
Patio Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Water Source	Commercial

Location & Zoning

Old Parcel Number	64096361822603200
Street Address	803 E 3RD ST
City	SPENCER
State	IA
Zip	51301-5123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 55' S 1/2 3 AUD PLAT 3
Legal Range	36
Legal Township	17
Legal Section	18
Legal Subdivision	AUDITOR'S PLAT 3
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	2
Census Block	2021
Census Tract	80200

Owner

Source: Clay County records · APN 963618226032

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	803 E 3RD ST, SPENCER, IA 51301-5123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2024
Deed Sale	Mar 21, 2024
Deed Document Number	0002024613
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$108,360 (+6.19%) Land $21,560 Building $86,800	$108,360 (+6.19%) Land $21,560 Building $86,800
2024	$1,250.00 (-7.13%)
2023		$102,040 (+19.58%) Land $15,090 Building $86,950	$102,040 (+19.58%) Land $15,090 Building $86,950
2022	$1,346.00 Homeowner's exemption	$85,330 Land $15,090 Building $70,240
2021			$85,330 Land $15,090 Building $70,240

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190410802002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Jun 2024, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims By Storm	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims

Wildfire

Wildfire Risk	Low above 1% of the US · above 9% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 371 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spencer Municipal Communications Utility	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.