915 Cold Brook Way, Galt, CA 95632 Property Records

Sacramento County property record for 915 Cold Brook Way, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,942 sqft · built 1990
Lot Size	0.194 acres (8,448 sqft)
Owner	2 Individual Names on File
Last Sale	$587,000 (Dec 2021)
Tax Bill	$7,284 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2021 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-0460-030-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0460-030-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
1st Floor Area	1,942 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,448 sqft (0.194 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Pool Area	20,538 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	915 COLD BROOK WAY
City	GALT
State	CA
Zip	95632-3041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	RIVER OAKS 01A, LOT 154
Legal Subdivision	RIVER OAKS 01A
Legal Lot Number	154
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1007
Census Tract	9410

Owner

915 Cold Brook Way is owned and occupied by two individuals who bought it in December 2021.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	915 COLD BROOK WAY, GALT, CA 95632-3041
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Grant Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 26, 2021	Grant Deed, Transfer FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA
Oct 7, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Oct 7, 2020	Grant Deed, Transfer · VA Mortgage GUILD MTG
Mar 6, 2017	Grant Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Dec 30, 2021 · Amount on File
Deed Document Number	20211784
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	10070000000428
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 30, 2021
Property Address	915 COLD BROOK WAY, GALT, CA 95632-3041
Document Number	0000001784
Map Reference	MB 192 MAP 17
Instrument Date	Oct 13, 2021
Instrument	2021123001784
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 COLD BROOK WAY, GALT, CA 95632-3041

Mortgage

Document Number	0000001785
Date	Dec 30, 2021
Instrument	2021123001785

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 26, 2021
Property Address	915 COLD BROOK WAY, GALT, CA 95632-3041
Document Number	0000001590
Map Reference	MB 192 MAP 17
Instrument Date	Apr 17, 2021
Instrument	202107261590
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	FIRST INTEGRITY TITLE AGENCY LLC, FIRST INTEGRITY TTL CO A CA

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 7, 2020
Property Address	915 COLD BROOK WAY, GALT, CA 95632-3041
Document Number	2010070428
Instrument Date	Sep 29, 2020
Instrument	2010070428
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	915 COLD BROOK WAY GALT CA 956323041, GALT, CA 95632-3041

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 7, 2020
Property Address	915 COLD BROOK WAY, GALT, CA 95632-3041
Document Number	2010070427
Instrument Date	Sep 29, 2020
Instrument	2010070427
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$542.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	915 COLD BROOK WAY GALT CA 956323041, GALT, CA 95632-3041

Mortgage

Document Number	2010070429
Date	Oct 7, 2020
Instrument	2010070429

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2017
Property Address	915 COLD BROOK WAY, GALT, CA 95632-3041
Document Number	3060000000755
Book / Page	20170306 / 0755
Map Reference	MB 192 MAP 17
Instrument Date	Feb 22, 2017
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	STEWART TITLE OF SACRAMENTO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 COLD BROOK WAY, GALT, CA 95632-3041

Mortgage

Document Number	201703060756
Date	Mar 6, 2017
Instrument	20170306/0756

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 915 Cold Brook Way was $7,284, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$635,386 (+2%) Land $135,304 Building $500,082
2025	$7,284.00 (+4.4%)	$622,928 Land $132,651 Building $490,277
2024	$6,977.00 (+1.68%)
2023	$6,862.00 (+4.13%)	$598,740 Land $127,500 Building $471,240
2022	$6,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 915 Cold Brook Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 915 Cold Brook Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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