911 Cold Brook Way, Galt, CA 95632 Property Records

Sacramento County property record for 911 Cold Brook Way, Galt, CA 95632

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,634 sqft · built 1990
Lot Size0.157 acres (6,820 sqft)
OwnerIndividual Name on File
Last Sale$327,000 (Sep 2004)
Tax Bill$5,281 (2025)
Deeds & MortgagesApr 2020 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN150-0460-028-0000

Property Details

APN / Parcel Number

Primary APN150-0460-028-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,634 sqft Living Area
1st Floor Area1,634 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area6,820 sqft (0.157 acres)
Garage Area517 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address911 COLD BROOK WAY
CityGALT
StateCA
Zip95632-3041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionRIVER OAKS 01A, LOT 152
Legal SubdivisionRIVER OAKS 01A
Legal Lot Number152
JurisdictionSACRAMENTO CA
Township / Civil DivisionGALT
Census Block Group1
Census Block1007
Census Tract9410

Owner

911 Cold Brook Way is owned and occupied by an individual who acquired it in January 2007.

Source: Sacramento County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address911 COLD BROOK WAY, GALT, CA 95632-3041
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 1, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2004 · Amount on File
Deed SaleSep 24, 2004 · Amount on File
Prior SaleOct 17, 1995 · Amount on File
Deed Book / Page20040924 / 2855
Last Transfer DateJan 3, 2007
Transfer Doc0000000279
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address911 COLD BROOK WAY, GALT, CA 95632-3041
Document Number2004290651
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedMay 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 COLD BROOK WAY GALT CA 956323041, GALT, CA 95632-3041

Mortgage

Document Number2004290651
DateApr 29, 2020
Instrument2004290651
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 28, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address911 COLD BROOK WAY, GALT, CA 95632-3041
Document Number1809100267
Instrument DateSep 1, 2018
Transaction TypeMortgage
Record UpdatedSep 24, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address911 COLD BROOK WAY GALT CA 956323041, GALT, CA 95632-3041

Mortgage

Document Number1809100267
DateSep 10, 2018
Instrument1809100267
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 9, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 911 Cold Brook Way was $5,281 with a homeowner's exemption, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityGalt City
Elementary School DistrictGalt Joint Union Elementary School District (KG - 08)
Secondary School DistrictGalt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$464,831 (+2%) Land $142,165 Building $322,666
2025$5,281.00 (+4.39%) Homeowner's exemption$455,718 Land $139,378 Building $316,340
2024$5,059.00 (+1.71%)
2023$4,974.00 (+4.12%) Homeowner's exemption$438,024 Land $133,967 Building $304,057
2022$4,777.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 911 Cold Brook Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 911 Cold Brook Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GALT
serves 26,536 people · EPA ID CA3410011
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Softcom Internet Communications
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Verizon.

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