915 Cayuga St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 915 Cayuga St, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,262 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on File
Last Sale	$95,000 (Feb 2025)
Tax Bill	$2,086 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`301301 243.054-2-20`

Property Details

APN / Parcel Number

Primary APN	`301301 243.054-2-20`
Alternative APNs	`130124305400020200000000` `301301 243.054-0002-020` `01490 01`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,262 sqft Living Area
1st Floor Area	878 sqft
Upper Floors Area	384 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Concrete
Lot Area	7,405 sqft (0.17 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	175 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01490 01
Street Address	915 CAYUGA ST
City	ROME
State	NY
Zip	13440-5501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HGL 50X150
Legal Block	2
Legal Lot Number	20.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	4
Census Block	4003
Census Tract	22500

Owner

915 Cayuga St is owned by a company that bought it in February 2025.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	337 W DOMINICK ST, ROME, NY 13440-5701
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage
Jun 10, 2026	Deed of Trust
Nov 10, 2025	Deed of Trust, Mortgage COMMUNITY BANK NA
Feb 27, 2025	Warranty Deed, Transfer
Sep 8, 2020	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2025 · Amount on File
Deed Sale	Feb 27, 2025 · Amount on File
Deed Document Number	20252266
Prior Transfer Date	Jul 22, 2013
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Sep 30, 2026
Property Address	915 CAYUGA ST, ROME, NY 13440-5501
Document Number	0000013258
Instrument Date	Sep 30, 2026
Instrument	202613258
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013258,
Date	Sep 30, 2026
Instrument	202613258

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

June 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Recording Date	Jun 10, 2026
Property Address	915 CAYUGA ST, ROME, NY 13440-5501
Document Number	0000007621
Instrument Date	Jun 10, 2026
Instrument	20267621
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007621,
Date	Jun 10, 2026
Instrument	20267621

Lender

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	915 CAYUGA ST, ROME, NY 13440-5501
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014298
Date	Nov 10, 2025
Instrument	2025-014298

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount on Record

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Feb 27, 2025
Property Address	915 CAYUGA ST, ROME, NY 13440-5501
Document Number	0000002266
Instrument Date	Feb 22, 2025
Instrument	2025-002266
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	337 W DOMINICK ST, ROME, NY 13440-5701

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	915 CAYUGA ST, ROME, NY 13440-5501
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011422
Date	Sep 8, 2020
Instrument	2020-011422

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	97 Months
Due	Oct 1, 2028

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONEIDA NY
Recording Date	Nov 16, 2020
Property Address	915 CAYUGA ST, ROME, NY 13440-5501
Document Number	0000015977
Instrument Date	Nov 10, 2020
Instrument	15977
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	915 CAYUGA ST ROME NY 134405501, ROME, NY 13440-5501

Tax Assessment & Valuation

The 2026 property tax bill for 915 Cayuga St was $2,086.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,086.00
2025		$44,400 Land $8,500 Building $35,900	$104,471 Land $20,000 Building $84,471
2023		$44,400 (-) Land $8,500 Building $35,900	$97,840 (+17.92%) Land $18,731 Building $79,109
2022	$2,853.00 Homeowner's exemption	$44,400 Land $8,500 Building $35,900	$82,975 Land $15,885 Building $67,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 915 Cayuga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 915 Cayuga St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cayuga St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures