914 Cayuga St, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 914 Cayuga St, Rome, NY 13440

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,248 sqft · built 1917
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$1,997 (2026)
Deeds & MortgagesJun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN301301 243.054-2-26

Property Details

APN / Parcel Number

Primary APN301301 243.054-2-26
Alternative APNs
  • 130124305400020260000000
  • 301301 243.054-0002-026
  • 01450 01

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,248 sqft Living Area
1st Floor Area832 sqft
Upper Floors Area416 sqft

Exterior

Year BuiltBuilt 1917
Effective Year BuiltEffective 1917
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.17 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area330 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01450 01
Street Address914 CAYUGA ST
CityROME
StateNY
Zip13440-5502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionH&L 50X150
Legal Block2
Legal Lot Number26.000
JurisdictionONEIDA NY
Township / Civil DivisionROME
Census Block Group4
Census Block4000
Census Tract22500

Owner

914 Cayuga St is owned and occupied by two individuals.

Source: Oneida County and Rome City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address914 CAYUGA ST, ROME, NY 13440-5502
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONEIDA NY
Property Address914 CAYUGA ST, ROME, NY 13440-5502
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006757
DateJun 5, 2023
Instrument2023-006757
Lender
NameGPO FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 914 Cayuga St was $1,997.

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOneida County
MunicipalityRome City
Unified School DistrictRome City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,997.00
2025$42,500 (-) Land $8,500 Building $34,000$100,000 (+6.75%) Land $20,000 Building $80,000
2024$42,500 (-) Land $8,500 Building $34,000$93,674 (+0.02%) Land $18,735 Building $74,939
2023$42,500 (-) Land $8,500 Building $34,000$93,654 (+17.92%) Land $18,731 Building $74,923
2022$1,300.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption$42,500 Land $8,500 Building $34,000$79,424 Land $15,885 Building $63,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 914 Cayuga St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 914 Cayuga St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 89% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROME CITY
serves 31,795 people · EPA ID NY3202405
Water SourceSurface water
Last State InspectionJun 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2026
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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