9145 Anchor Bay Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9145 Anchor Bay Dr, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,014 sqft
Lot Size	0.282 acres (12,284 sqft)
Owner	Company Name on Record
Last Sale	$300,000 (Jun 2025)
Tax Bill	$3,482 (2025)
Flood Zone	Zone AE (high risk)
APN	`74-14-613-0008-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-613-0008-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,014 sqft Living Area
1st Floor Area	676 sqft

Exterior

Lot Area	12,284 sqft (0.282 acres)
Lot Dimensions	117 ft deep x 126 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9145 ANCHOR BAY DR
City	CLAY
State	MI
Zip	48001-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SE 1/2 OF LOT 261 ST CLAIR FLATS, N CHANNEL DEEDED 12/16/57
Legal Subdivision	ST CLAIR FLATS NORTH CHANNEL
Legal Lot Number	261
Legal Unit	261
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	647000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	48770 SUGARBUSH RD, CHESTERFIELD, MI 48047-3313
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Deed Document Number	202511691
Deed Book / Page	5824 / 527
Last Transfer Date	Jul 22, 2025
Transfer Doc	0000583771
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,000 (+1.31%)	$324,000 (+1.31%)
2025	$3,482.00 (-33.01%)	$159,900 (+9.9%)
2024	$5,198.00 (+10.64%)		$319,800 (+9.9%)
2023		$145,500
2022	$4,698.00		$291,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 151 policies
Nearby Flood Policies	151 in force
Nearby Flood Claims	144 (1979–2025)
Claims Outside the SFHA	31 of 144
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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