9125 Anchor Bay Dr, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9125 Anchor Bay Dr, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,296 sqft
Lot Size	0.303 acres (13,199 sqft)
Owner	Individual Name on File
Tax Bill	$9,999 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jun 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-613-0012-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-613-0012-000`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,296 sqft Living Area
1st Floor Area	852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9125 ANCHOR BAY DR
City	CLAY
State	MI
Zip	48001-3518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 263 EXC NW 50 FT ST CLAIR FLATS, N CHANNEL DEEDED 12/16/57
Legal Subdivision	ST CLAIR FLATS NORTH CHANNEL
Legal Lot Number	263
Legal Unit	263
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	647000

Owner

9125 Anchor Bay Dr is owned by an individual who acquired it in June 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	51997 SCHOENHERR RD, SHELBY TOWNSHIP, MI 48315-2739
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 10, 2022	Intrafamily Transfer, Transfer
Oct 18, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 10, 2022
Transfer Doc	0005531164
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	9125 ANCHOR BAY DR, CLAY, MI 48001-3518
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 ANCHOR BAY DR, CLAY, MI 48001-3518

Mortgage

Document Number	0005541300
Date	Jul 12, 2022
Book Page	5541/300
Instrument	2022016649

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 10, 2022
Property Address	9125 ANCHOR BAY DR, CLAY, MI 48001-3518
Document Number	0005531164
Book / Page	5531 / 164
Instrument Date	Jun 10, 2022
Instrument	2022014229
Transaction Type	Transfer
Record Updated	Jun 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52376 WOODSIDE CT, 52376, SHELBY TOWNSHIP, MI 48315-2414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 ANCHOR BAY DR, CLAY, MI 48001-3518

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACOMB MI
Recording Date	Oct 18, 2021
Property Address	9125 ANCHOR BAY DR, CLAY, MI 48001-3518
Document Number	2102252394
Book / Page	28092 / 602
Instrument Date	Sep 30, 2021
Instrument	202102252394
Transaction Type	Transfer
Record Updated	Nov 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52376 WOODSIDE COURT, 52376, CLAY TOWNSHIP, MI 48001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 ANCHOR BAY DR, CLAY, MI 48001-3518

Tax Assessment & Valuation

The 2025 property tax bill for 9125 Anchor Bay Dr was $9,999, up 57.9% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$334,100 (+4.05%)	$668,200
2025	$9,999.00 (+57.94%) Homeowner's exemption	$321,100
2024	$6,331.00		$642,200
2023		$267,700
2022	$5,814.00		$535,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9125 Anchor Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 151 policies
Nearby Flood Policies	151 in force
Nearby Flood Claims	144 (1979–2025)
Claims Outside the SFHA	31 of 144
Most Recent Claim	Apr 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9125 Anchor Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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