9145 86th Pl, Vero Beach, FL 32967 Property Records

Indian River County property record for 9145 86th Pl, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$355,050 (Nov 2025)
Tax Bill	$508 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2024 Sale
Flood Zone	Zone AE (high risk)
APN	`31-38-27-00003-0070-00003.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-27-00003-0070-00003.0`
Alternative APN	`25915`

Exterior

Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide

Location & Zoning

Account Number	25915
Street Address	9145 86TH PL
City	VERO BEACH
State	FL
Zip	32967-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT NO 1 BLK 7 LOT 3 PBI 4-41
Legal Range	38
Legal Township	31
Legal Section	27
Legal Subdivision	VERO LAKE ESTATES UNIT 1
Legal Block	7
Legal Lot Number	3
Legal Unit	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2093
Census Tract	50903

Owner

9145 86th Pl is owned and occupied by an individual who bought it in November 2025.

Source: Indian River County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9145 86TH PL, VERO BEACH, FL 32967-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage RMC HOME MORTGAGE LLC
Oct 31, 2024	Special Warranty Deed, Transfer STEEL CITY TITLE INC, STEEL CITY TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Oct 31, 2024 · Amount on File
Deed Document Number	3120250054832
Deed Book / Page	3816 / 993
Record Updated	Jun 8, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Nov 5, 2025
Property Address	9145 86TH PL, VERO BEACH, FL 32967-3510
Document Number	0038160993
Book / Page	3816 / 993
Map Reference	MB 4 PG 41
Instrument Date	Oct 28, 2025
Instrument	3120250054832
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 2, 2026
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,485.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1686 W HIBISCUS BLVD, MELBOURNE, FL 32901-2631

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9145 86TH PL, VERO BEACH, FL 32967-3510

Mortgage

Document Number	0003816994
Date	Nov 5, 2025
Instrument	3816/994

Lender

Name	RMC HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

October 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Oct 31, 2024
Property Address	9145 86TH PL, VERO BEACH, FL 32967-3510
Document Number	0037340530
Book / Page	3734 / 530
Map Reference	MB 4 PG 41
Instrument Date	Oct 24, 2024
Instrument	3120240052137
Transaction Type	Transfer
Record Updated	Dec 11, 2025
Title Company	STEEL CITY TITLE INC, STEEL CITY TITLE

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	74 NACHILLY DR, NEW BRITAIN, CT 06053-1450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 SECOND ST STE 2A, 2A, ANNAPOLIS, MD 21403-3384
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 9145 86th Pl was $508, up 39.2% from the year before.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$508.00 (+39.18%)	$32,300 (-5%) Land $32,300	$32,300 (-5%) Land $32,300
2024	$365.00 (+4.58%)	$34,000 (+2.56%) Land $34,000	$34,000 (+2.56%) Land $34,000
2023	$349.00 (+13.68%)	$33,150 (+21.88%) Land $33,150	$33,150 (+21.88%) Land $33,150
2022	$307.00	$27,200 Land $27,200	$27,200 Land $27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9145 86th Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	20.1 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9145 86th Pl is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 86th Pl

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