9125 86th Pl, Vero Beach, FL 32967 Property Records

Indian River County property record for 9125 86th Pl, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,830 sqft · built 2005
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jan 2025)
Tax Bill	$3,430 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-27-00003-0070-00002.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-27-00003-0070-00002.0`
Alternative APN	`25914`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
Gross Area	2,271 sqft
1st Floor Area	1,830 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	441 sqft
Driveway	Concrete Driveway
Driveway Area	512 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	336 sqft
Patio Area	287 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9125 86TH PL
City	VERO BEACH
State	FL
Zip	32967-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT NO 1 BLK 7 LOT 2 PBI 4-41
Legal Range	38E
Legal Township	31S
Legal Section	27
Legal Subdivision	VERO LAKE ESTATES UNIT 1
Legal Block	7
Legal Lot Number	2
Legal Unit	NO
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	2
Census Block	2093
Census Tract	50903

Owner

9125 86th Pl is owned and occupied by two individuals who bought it in January 2025.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	9125 86TH PL, VERO BEACH, FL 32967-3510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2025 · Amount on File
Deed Sale	Jan 23, 2025 · Amount on File
Prior Sale	Jul 30, 2020 · Amount on File
Deed Document Number	20253555
Deed Book / Page	3750 / 1611
Prior Transfer Date	Jan 14, 2009
Prior Transfer Doc	0024570083
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	9125 86TH PL, VERO BEACH, FL 32967-3510
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9125 86TH PL, VERO BEACH, FL 32967-3510

Mortgage

Document Number	0034840841
Date	Nov 17, 2021
Book Page	3484/841
Instrument	3120210079622

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 30, 2020
Property Address	9125 86TH PL, VERO BEACH, FL 32967-3510
Document Number	0033231390
Book / Page	3323 / 1390
Map Reference	MB 4 PG 41
Instrument Date	Jul 24, 2020
Instrument	3120200043646
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,857.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	51103 COURTYARD DR # 28, 51103, CHESTERFIELD, MI 48047-4447

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 IRIS ST, SEBASTIAN, FL 32958-8216

Mortgage

Document Number	33231392
Date	Jul 30, 2020
Instrument	3323/1392

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9125 86th Pl was $3,430.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,430.00	$252,320	$303,248 Land $40,375 Building $262,873
2023	$2,987.00 (+3.79%)	$238,067 (+3.75%)	$321,310 (+13.68%) Land $33,150 Building $288,160
2022	$2,878.00	$229,454	$282,636 Land $27,200 Building $255,436

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9125 86th Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 249 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	249 in force
Nearby Flood Claims	24 (1994–2017)
Claims Outside the SFHA	16 of 24
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Tropical Storm Fay, Aug 2008 · 3 claims Hurricane Frances, Sep 2004 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9125 86th Pl is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 86th Pl

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