9143 Clover Dr, Temperance, MI 48182 Property Records

Monroe County property record for 9143 Clover Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Sep 2024)
Tax Bill	$1,071 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`02-310-004-00`

Property Details

APN / Parcel Number

Primary APN	`02-310-004-00`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9143 CLOVER DR
City	TEMPERANCE
State	MI
Zip	48182-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADDITION TO THE HEIGHTS LOT 61
Legal Subdivision	SECOND ADD
Legal Lot Number	61
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1014
Census Tract	833200

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1820 CADY ST, ERIE, MI 48133-9738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · Conventional Mortgage GENOA BANKING CO
Jul 18, 2023	Intrafamily Transfer, Transfer EXCLUSIVE TITLE AGENCY, EXECUTIVE TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2024 · Amount on Record
Deed Sale	Sep 13, 2024 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Document Number	202413628
Prior Transfer Date	Jun 12, 2023
Prior Transfer Doc	0000010697
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 15, 2023
Property Address	9143 CLOVER DR, TEMPERANCE, MI 48182-9405
Document Number	0000009181
Map Reference	LB 11 PG 26
Instrument Date	Jun 12, 2023
Instrument	2023R09181
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	EXCLUSIVE TITLE AGENCY, EXECUTIVE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	779 9TH AVE N # N15, N15, SAINT PETERSBURG, FL 33701-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13535 WINTER ST, CARLETON, MI 48117-9453

Mortgage

Document Number	0000009182
Date	Jun 15, 2023
Instrument	2023R09182

Lender

Name	GENOA BANKING CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Jul 18, 2023
Property Address	9143 CLOVER DR, TEMPERANCE, MI 48182-9405
Document Number	0000010697
Map Reference	LB 11 PG 26
Instrument Date	Jun 12, 2023
Instrument	2023R10697
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	EXCLUSIVE TITLE AGENCY, EXECUTIVE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13535 WINTER ST, CARLETON, MI 48117-9453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9143 CLOVER DR, TEMPERANCE, MI 48182-9405

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,600 (+47.04%)	$243,200 (+47.04%)
2025	$1,071.00 (-53.15%) Homeowner's exemption
2023	$2,286.00 Homeowner's exemption	$82,700	$165,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Cable	1,000 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Mercury Fiber, Verizon.

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