9122 Clover Dr, Temperance, MI 48182 Property Records

Monroe County property record for 9122 Clover Dr, Temperance, MI 48182

Property Summary

Property Type	Single Family Home
Lot Size	0.34 acres (14,810 sqft)
Owner	Company Name on Record
Last Sale	$150,000 (Sep 2019)
Tax Bill	$922 (2025)
Deeds & Mortgages	Mar 2023 Transfer Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-310-008-00`

Property Details

APN / Parcel Number

Primary APN	`02-310-008-00`

Exterior

Lot Area	14,810 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9122 CLOVER DR
City	TEMPERANCE
State	MI
Zip	48182-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECOND ADDITION TO THE HEIGHTS LOT 65
Legal Subdivision	SECOND ADD
Legal Lot Number	65
Jurisdiction	MONROE MI
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1014
Census Tract	833200

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9122 CLOVER DR, TEMPERANCE, MI 48182-9405
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Intrafamily Transfer, Transfer
Sep 27, 2019	Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BK/NW OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	201916555
Last Transfer Date	Mar 23, 2023
Transfer Doc	0000004015
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MI
Recording Date	Mar 27, 2023
Property Address	9122 CLOVER DR, TEMPERANCE, MI 48182-9405
Document Number	0000004015
Map Reference	LB 11 PG 26
Instrument Date	Mar 23, 2023
Instrument	2023R04015
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9122 CLOVER DR, TEMPERANCE, MI 48182-9405

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	9122 CLOVER DR, TEMPERANCE, MI 48182-9405

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Sep 27, 2019
Property Address	9122 CLOVER DR, TEMPERANCE, MI 48182-9405
Document Number	2019R16555
Map Reference	LB 11 PG 26
Instrument Date	Sep 16, 2019
Instrument	2019R16555
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	MIDLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9122 CLOVER DR, 9122, TEMPERANCE, MI 48182-9405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9122 CLOVER DR, TEMPERANCE, MI 48182-9405

Mortgage

Document Number	0000016556
Date	Sep 27, 2019
Instrument	2019R16556

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	9122 CLOVER DR, TEMPERANCE, MI 48182-9405
Document Number	0000015394
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 27, 2018
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9122 CLOVER DR TEMPERANCE MI 481829405, TEMPERANCE, MI 48182-9405

Mortgage

Document Number	0000015394
Date	Aug 30, 2018
Instrument	15394

Lender

Name	FIFTH THIRD BK/NW OH
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of August 15, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Bedford Township
Unified School District	Bedford Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,500 (+47.13%)	$241,000 (+47.13%)
2025	$922.00 (-54.33%) Homeowner's exemption
2023	$2,019.00 Homeowner's exemption	$81,900	$163,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE SOUTH COUNTY serves 33,816 people · EPA ID MI0004455
Water Source	Purchased surface water from CITY OF TOLEDO
Last State Inspection	Aug 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Verizon.

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