9142 el Cerro Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 9142 el Cerro Dr, Lakeside, CA 92040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,593 sqft · built 1972
Lot Size	0.25 acres (10,900 sqft)
Owner	2 Company Names on Record
Last Sale	$198,000 (Sep 1998)
Tax Bill	$3,759 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`397-232-40-00`

Property Details

APN / Parcel Number

Primary APN	`397-232-40-00`
Alternative APN	`3972323400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,593 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	10,900 sqft (0.25 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	3972323400
Street Address	9142 EL CERRO DR
City	LAKESIDE
State	CA
Zip	92040-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 3 LOT 1 (EX RD OP)DOC80580REC71 IN TR 000737
Legal Subdivision	LAKE VIEW COUNTRY CLUB VILLAGE
Legal Tract	000737
Legal Block	3
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16811

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9142 EL CERRO DR, LAKESIDE, CA 92040-5113
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Jan 3, 2019	Quit Claim Deed ATTORNEY ONLY
Jan 14, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1998 · Amount on Record
Deed Sale	Sep 30, 1998 · Amount on Record
Deed Document Number	1998623433
Last Transfer Date	Apr 23, 2025
Transfer Doc	0000141432
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9142 EL CERRO DR, LAKESIDE, CA 92040-5113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9142 EL CERRO DR, LAKESIDE, CA 92040-5113

Mortgage

Document Number	0000532865
Date	Sep 11, 2020
Instrument	2020-0532865

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9142 EL CERRO DR, LAKESIDE, CA 92040-5113
Document Number	0000444803
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9142 EL CERRO DR LAKESIDE CA 920405113, LAKESIDE, CA 92040-5113

Mortgage

Document Number	0000444803
Date	Oct 7, 2019
Instrument	444803

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

January 2019: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2019
Property Address	9142 EL CERRO DR, LAKESIDE, CA 92040-5113
Document Number	0000001672
Instrument Date	Nov 28, 2018
Instrument	1672
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	9142 EL CERRO DR LAKESIDE CA 920405113, LAKESIDE, CA 92040-5113

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	9142 EL CERRO DR, LAKESIDE, CA 92040-5113
Document Number	0000021583
Instrument Date	Jan 14, 2018
Transaction Type	Mortgage
Record Updated	Jan 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9142 EL CERRO DR LAKESIDE CA 920405113, LAKESIDE, CA 92040-5113

Mortgage

Document Number	0000021583
Date	Jan 22, 2019
Instrument	21583

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$316,588 (+2%) Land $119,916 Building $196,672
2025	$3,759.00 (+5.38%) Homeowner's exemption	$310,381 (+4.04%) Land $117,565 Building $192,816
2023	$3,567.00 (+1.65%) Homeowner's exemption	$298,330 Land $113,000 Building $185,330
2022	$3,509.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–2002)
Most Recent Claim	Feb 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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