San Diego County property record for 9130 el Cerro Dr, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 1974 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $483,000 (Apr 2015) |
| Tax Bill | $7,725 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 397-232-51-00 |
| Primary APN | 397-232-51-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,100 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Lot Area | 10,200 sqft (0.234 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 9130 EL CERRO DR |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-5113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PAR 1 (EX ST) TR PM00844 |
| Legal Subdivision | LAKEVIEW CARLTON HILLS |
| Legal Tract | 844 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 16811 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9130 EL CERRO DR, LAKESIDE, CA 92040-5113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 11, 2018 | Deed of Trust, Mortgage · Line of Credit MISSION FCU |
| Aug 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2015 · Amount on Record |
| Deed Sale | Apr 23, 2015 · Amount on Record |
| Prior Sale | May 31, 2012 · Amount on Record |
| Deed Document Number | 2015196779 |
| Prior Transfer Date | Jun 26, 1996 |
| Prior Transfer Doc | 0000345747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9130 EL CERRO DR, LAKESIDE, CA 92040-5113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|
| Document Number | 0000234154 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 2018-0234154 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Address | SAN DIEGO, CA 92191 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 9130 EL CERRO DR, LAKESIDE, CA 92040-5113 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000443238 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 2020-0443238 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $592,090 (+2%) Land $128,400 Building $463,690 | |
| 2025 | $7,725.00 (+6.55%) | $580,482 (+4.04%) Land $125,883 Building $454,599 |
| 2023 | $7,250.00 (+1.85%) | $557,944 Land $120,996 Building $436,948 |
| 2022 | $7,118.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1982–2002) |
| Most Recent Claim | Feb 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010 |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Verizon, Wyyerd Connect.
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