Osceola County property record for 9140 Atlas Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 2,052 sqft · built 2003 |
| Lot Size | 0.864 acres (37,636 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jul 2023) |
| Tax Bill | $3,237 (2023) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Sep 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104305 |
| Primary APN | 104305 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| 1st Floor Area | 2,052 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,636 sqft (0.864 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 104305 |
|---|---|
| Street Address | 9140 ATLAS DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9679 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES 1 PB 2 PG 17 LOT 181 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 13 |
| Legal Subdivision | CANAVERAL ACRES UN1 |
| Legal Tract | 181 |
| Legal Block | 1 |
| Legal Lot Number | 181 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 43802 |
Source: Osceola County records, as of January 19, 2024
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 9140 ATLAS DR, SAINT CLOUD, FL 34773-9679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 13, 2023 | Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Sep 21, 2022 | Warranty Deed, Transfer LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Apr 15, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Mar 10, 2017 | Deed of Trust, Mortgage · Line of Credit NED M COLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2023 · Amount on Record |
| Deed Sale | Jul 13, 2023 · Amount on Record |
| Prior Sale | Sep 21, 2022 · Amount on Record |
| Deed Document Number | 0064401035 |
| Deed Book / Page | 6440 / 1035 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 13, 2023 |
| Property Address | 9140 ATLAS DR, SAINT CLOUD, FL 34773-9679 |
| Document Number | 0064401035 |
| Book / Page | 6440 / 1035 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jul 13, 2023 |
| Instrument | 2023090593 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2023 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2796 SILVERTHORNE TRL, SAINT CLOUD, FL 34772-7833 |
| Name | Verified Name |
|---|---|
| Address | 9140 ATLAS DR, SAINT CLOUD, FL 34773-9679 |
| Document Number | 0064401037 |
|---|---|
| Date | Jul 13, 2023 |
| Instrument | 6440/1037 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 21, 2022 |
| Property Address | 9140 ATLAS DR, SAINT CLOUD, FL 34773-9679 |
| Document Number | 0062892369 |
| Book / Page | 6289 / 2369 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022143335 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2022 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,050.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9140 ATLAS DR, 9140, SAINT CLOUD, FL 34773-9679 |
| Name | Verified Name |
|---|---|
| Address | 2796 SILVERTHORNE TRL, SAINT CLOUD, FL 34772-7833 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 15, 2020 |
| Property Address | 9140 ATLAS DR, SAINT CLOUD, FL 34773-9679 |
| Document Number | 0057081652 |
| Book / Page | 005708 / 001652 |
| Instrument Date | Apr 3, 2020 |
| Instrument | 51530 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,131.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9140 ATLAS DR ST CLOUD FL 347739679, ST CLOUD, FL 34773-9679 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9140 ATLAS DR, SAINT CLOUD, FL 34773-9679 |
| Document Number | 0051161398 |
| Book / Page | 005116 / 001398 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2017 |
| Name | Verified Name |
|---|---|
| Address | 3801 REX DR WINTER GARDEN FL 347879731, WINTER GARDEN, FL 34787-9731 |
| Document Number | 0051161398 |
|---|---|
| Date | Mar 14, 2017 |
| Book Page | 005116/001398 |
| Instrument | 39459 |
| Name | NED M COLE |
|---|---|
| Address | 1496 GOLDRUSH AVE, MELBOURNE, FL 32940-6501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
Source: Osceola County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,237.00 (+27.29%) | $187,300 (+28.11%) Land $45,000 Building $142,300 | $187,300 (+28.11%) Land $45,000 Building $142,300 |
| 2022 | $2,543.00 | $146,200 Land $31,500 Building $114,700 | $146,200 Land $31,500 Building $114,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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