Osceola County property record for 9110 Atlas Dr, Saint Cloud, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,356 sqft · built 2007 |
| Lot Size | 1.13 acres (49,266 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $79,900 (Oct 2012) |
| Tax Bill | $2,786 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-27-32-2710-0001-1830 |
| Primary APN | 13-27-32-2710-0001-1830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,356 sqft Living Area |
| Gross Area | 1,780 sqft |
| 1st Floor Area | 1,356 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 49,266 sqft (1.13 acres) |
| Lot Dimensions | 300 ft deep x 165 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 24 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 9110 ATLAS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9499 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES 1 PB 2 PG 017 TRACT 183 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 13 |
| Legal Subdivision | CANAVERAL ACRES 1 |
| Legal Tract | 183 |
| Legal Block | 1830 |
| Legal Lot Number | 183 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 43802 |
9110 Atlas Dr is owned and occupied by two individuals who acquired it in June 2020.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9110 ATLAS DR, SAINT CLOUD, FL 34773-9499 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage SOUTH STATE BANK |
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2012 · Amount on File |
| Deed Sale | Oct 2, 2012 · Amount on File |
| Prior Sale | Sep 25, 2009 · Amount on File |
| Deed Document Number | 2012141873 |
| Deed Book / Page | 4328 / 2982 |
| Last Transfer Date | Jun 16, 2020 |
| Transfer Doc | 0057421161 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 23, 2020 |
| Property Address | 9110 ATLAS DR, SAINT CLOUD, FL 34773-9499 |
| Document Number | 0057421161 |
| Book / Page | 5742 / 1161 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 2020080771 |
| Transaction Type | Transfer |
| Record Updated | Feb 8, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9110 ATLAS DR, SAINT CLOUD, FL 34773-9499 |
| Document Number | 0057421162 |
|---|---|
| Date | Jun 23, 2020 |
| Instrument | 5742/1162 |
| Name | SOUTH STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 9110 ATLAS DR, SAINT CLOUD, FL 34773-9499 |
| Document Number | 0051880049 |
| Book / Page | 005188 / 000049 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2017 |
| Name | Verified Name |
|---|---|
| Address | 9110 ATLAS DR ST CLOUD FL 347739499, ST CLOUD, FL 34773-9499 |
| Document Number | 0051880049 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 005188/000049 |
| Instrument | 111391 |
| Name | CENTERSTATE BK/FL |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 31, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 9110 Atlas Dr was $2,786 with a homeowner's exemption, up 8.9% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,786.00 (+8.91%) Homeowner's exemption | $182,699 | $283,200 Land $50,000 Building $233,200 |
| 2024 | $2,558.00 (+6.36%) | ||
| 2023 | $2,405.00 (+9.77%) Homeowner's exemption | $164,478 (+9.54%) | $251,400 (+11.73%) Land $45,000 Building $206,400 |
| 2022 | $2,191.00 Homeowner's exemption | $150,149 | $225,000 Land $31,500 Building $193,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9110 Atlas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9110 Atlas Dr is high, ranking above 79% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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